$95,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $95k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 95,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $95,000 house.
2% interest
0% down$351.14/mo
5% down$333.58/mo
10% down$316.02/mo
15% down$298.47/mo
20% down$280.91/mo
25% down$263.35/mo
30% down$245.80/mo
35% down$228.24/mo
40% down$210.68/mo
45% down$193.13/mo
50% down$175.57/mo
4% interest
0% down$453.54/mo
5% down$430.87/mo
10% down$408.19/mo
15% down$385.51/mo
20% down$362.84/mo
25% down$340.16/mo
30% down$317.48/mo
35% down$294.80/mo
40% down$272.13/mo
45% down$249.45/mo
50% down$226.77/mo
6% interest
0% down$569.57/mo
5% down$541.09/mo
10% down$512.62/mo
15% down$484.14/mo
20% down$455.66/mo
25% down$427.18/mo
30% down$398.70/mo
35% down$370.22/mo
40% down$341.74/mo
45% down$313.27/mo
50% down$284.79/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 95,000 house with a 20% down payment?
($76,000 loan. 30 year mortgage)
0.25%$219.15
0.50%$227.38
0.75%$235.82
1.00%$244.45
1.25%$253.27
1.50%$262.29
1.75%$271.51
2.00%$280.91
2.25%$290.51
2.50%$300.29
2.75%$310.26
3.00%$320.42
3.25%$330.76
3.50%$341.27
3.75%$351.97
4.00%$362.84
4.25%$373.87
4.50%$385.08
4.75%$396.45
5.00%$407.98
5.25%$419.67
5.50%$431.52
5.75%$443.52
6.00%$455.66
6.25%$467.95
6.50%$480.37
6.75%$492.93
7.00%$505.63
7.25%$518.45
7.50%$531.40
7.75%$544.47
8.00%$557.66
8.25%$570.96
8.50%$584.37
8.75%$597.89
9.00%$611.51
9.25%$625.23
9.50%$639.05
9.75%$652.96
10.00%$666.95
10.25%$681.04
10.50%$695.20
10.75%$709.45
11.00%$723.77
11.25%$738.16
11.50%$752.62
11.75%$767.15
12.00%$781.75