$91,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $91k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 91,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $91,000 house.
2% interest
0% down$336.35/mo
5% down$319.54/mo
10% down$302.72/mo
15% down$285.90/mo
20% down$269.08/mo
25% down$252.27/mo
30% down$235.45/mo
35% down$218.63/mo
40% down$201.81/mo
45% down$184.99/mo
50% down$168.18/mo
4% interest
0% down$434.45/mo
5% down$412.73/mo
10% down$391.00/mo
15% down$369.28/mo
20% down$347.56/mo
25% down$325.84/mo
30% down$304.11/mo
35% down$282.39/mo
40% down$260.67/mo
45% down$238.95/mo
50% down$217.22/mo
6% interest
0% down$545.59/mo
5% down$518.31/mo
10% down$491.03/mo
15% down$463.75/mo
20% down$436.47/mo
25% down$409.19/mo
30% down$381.91/mo
35% down$354.63/mo
40% down$327.35/mo
45% down$300.08/mo
50% down$272.80/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 91,000 house with a 20% down payment?
($72,800 loan. 30 year mortgage)
0.25%$209.92
0.50%$217.81
0.75%$225.89
1.00%$234.15
1.25%$242.61
1.50%$251.25
1.75%$260.07
2.00%$269.08
2.25%$278.28
2.50%$287.65
2.75%$297.20
3.00%$306.93
3.25%$316.83
3.50%$326.90
3.75%$337.15
4.00%$347.56
4.25%$358.13
4.50%$368.87
4.75%$379.76
5.00%$390.81
5.25%$402.00
5.50%$413.35
5.75%$424.84
6.00%$436.47
6.25%$448.24
6.50%$460.15
6.75%$472.18
7.00%$484.34
7.25%$496.62
7.50%$509.03
7.75%$521.55
8.00%$534.18
8.25%$546.92
8.50%$559.77
8.75%$572.72
9.00%$585.77
9.25%$598.91
9.50%$612.14
9.75%$625.46
10.00%$638.87
10.25%$652.36
10.50%$665.93
10.75%$679.57
11.00%$693.29
11.25%$707.08
11.50%$720.93
11.75%$734.85
12.00%$748.83