$90,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $90k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 90,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $90,000 house.
2% interest
0% down$332.66/mo
5% down$316.02/mo
10% down$299.39/mo
15% down$282.76/mo
20% down$266.13/mo
25% down$249.49/mo
30% down$232.86/mo
35% down$216.23/mo
40% down$199.59/mo
45% down$182.96/mo
50% down$166.33/mo
4% interest
0% down$429.67/mo
5% down$408.19/mo
10% down$386.71/mo
15% down$365.22/mo
20% down$343.74/mo
25% down$322.26/mo
30% down$300.77/mo
35% down$279.29/mo
40% down$257.80/mo
45% down$236.32/mo
50% down$214.84/mo
6% interest
0% down$539.60/mo
5% down$512.62/mo
10% down$485.64/mo
15% down$458.66/mo
20% down$431.68/mo
25% down$404.70/mo
30% down$377.72/mo
35% down$350.74/mo
40% down$323.76/mo
45% down$296.78/mo
50% down$269.80/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 90,000 house with a 20% down payment?
($72,000 loan. 30 year mortgage)
0.25%$207.61
0.50%$215.42
0.75%$223.41
1.00%$231.58
1.25%$239.94
1.50%$248.49
1.75%$257.22
2.00%$266.13
2.25%$275.22
2.50%$284.49
2.75%$293.93
3.00%$303.55
3.25%$313.35
3.50%$323.31
3.75%$333.44
4.00%$343.74
4.25%$354.20
4.50%$364.81
4.75%$375.59
5.00%$386.51
5.25%$397.59
5.50%$408.81
5.75%$420.17
6.00%$431.68
6.25%$443.32
6.50%$455.09
6.75%$466.99
7.00%$479.02
7.25%$491.17
7.50%$503.43
7.75%$515.82
8.00%$528.31
8.25%$540.91
8.50%$553.62
8.75%$566.42
9.00%$579.33
9.25%$592.33
9.50%$605.42
9.75%$618.59
10.00%$631.85
10.25%$645.19
10.50%$658.61
10.75%$672.11
11.00%$685.67
11.25%$699.31
11.50%$713.01
11.75%$726.78
12.00%$740.60