$849,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $849k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 849,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $849,000 house.
2% interest
0% down$3,138.07/mo
5% down$2,981.17/mo
10% down$2,824.26/mo
15% down$2,667.36/mo
20% down$2,510.46/mo
25% down$2,353.55/mo
30% down$2,196.65/mo
35% down$2,039.75/mo
40% down$1,882.84/mo
45% down$1,725.94/mo
50% down$1,569.03/mo
4% interest
0% down$4,053.26/mo
5% down$3,850.59/mo
10% down$3,647.93/mo
15% down$3,445.27/mo
20% down$3,242.60/mo
25% down$3,039.94/mo
30% down$2,837.28/mo
35% down$2,634.62/mo
40% down$2,431.95/mo
45% down$2,229.29/mo
50% down$2,026.63/mo
6% interest
0% down$5,090.18/mo
5% down$4,835.67/mo
10% down$4,581.17/mo
15% down$4,326.66/mo
20% down$4,072.15/mo
25% down$3,817.64/mo
30% down$3,563.13/mo
35% down$3,308.62/mo
40% down$3,054.11/mo
45% down$2,799.60/mo
50% down$2,545.09/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 849,000 house with a 20% down payment?
($679,200 loan. 30 year mortgage)
0.25%$1,958.50
0.50%$2,032.10
0.75%$2,107.46
1.00%$2,184.58
1.25%$2,263.45
1.50%$2,344.06
1.75%$2,426.40
2.00%$2,510.46
2.25%$2,596.22
2.50%$2,683.66
2.75%$2,772.77
3.00%$2,863.53
3.25%$2,955.92
3.50%$3,049.91
3.75%$3,145.48
4.00%$3,242.60
4.25%$3,341.26
4.50%$3,441.41
4.75%$3,543.03
5.00%$3,646.09
5.25%$3,750.57
5.50%$3,856.42
5.75%$3,963.63
6.00%$4,072.15
6.25%$4,181.95
6.50%$4,293.01
6.75%$4,405.28
7.00%$4,518.73
7.25%$4,633.34
7.50%$4,749.06
7.75%$4,865.87
8.00%$4,983.73
8.25%$5,102.60
8.50%$5,222.46
8.75%$5,343.27
9.00%$5,465.00
9.25%$5,587.61
9.50%$5,711.08
9.75%$5,835.38
10.00%$5,960.47
10.25%$6,086.32
10.50%$6,212.91
10.75%$6,340.21
11.00%$6,468.18
11.25%$6,596.81
11.50%$6,726.06
11.75%$6,855.91
12.00%$6,986.34