$838,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $838k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 838,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $838,000 house.
2% interest
0% down$3,097.41/mo
5% down$2,942.54/mo
10% down$2,787.67/mo
15% down$2,632.80/mo
20% down$2,477.93/mo
25% down$2,323.06/mo
30% down$2,168.19/mo
35% down$2,013.32/mo
40% down$1,858.45/mo
45% down$1,703.58/mo
50% down$1,548.71/mo
4% interest
0% down$4,000.74/mo
5% down$3,800.70/mo
10% down$3,600.67/mo
15% down$3,400.63/mo
20% down$3,200.59/mo
25% down$3,000.56/mo
30% down$2,800.52/mo
35% down$2,600.48/mo
40% down$2,400.44/mo
45% down$2,200.41/mo
50% down$2,000.37/mo
6% interest
0% down$5,024.23/mo
5% down$4,773.02/mo
10% down$4,521.81/mo
15% down$4,270.60/mo
20% down$4,019.39/mo
25% down$3,768.18/mo
30% down$3,516.96/mo
35% down$3,265.75/mo
40% down$3,014.54/mo
45% down$2,763.33/mo
50% down$2,512.12/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 838,000 house with a 20% down payment?
($670,400 loan. 30 year mortgage)
0.25%$1,933.12
0.50%$2,005.77
0.75%$2,080.15
1.00%$2,156.27
1.25%$2,234.12
1.50%$2,313.69
1.75%$2,394.96
2.00%$2,477.93
2.25%$2,562.58
2.50%$2,648.89
2.75%$2,736.85
3.00%$2,826.43
3.25%$2,917.62
3.50%$3,010.40
3.75%$3,104.73
4.00%$3,200.59
4.25%$3,297.97
4.50%$3,396.82
4.75%$3,497.12
5.00%$3,598.85
5.25%$3,701.97
5.50%$3,806.46
5.75%$3,912.27
6.00%$4,019.39
6.25%$4,127.77
6.50%$4,237.38
6.75%$4,348.20
7.00%$4,460.19
7.25%$4,573.31
7.50%$4,687.53
7.75%$4,802.83
8.00%$4,919.16
8.25%$5,036.49
8.50%$5,154.80
8.75%$5,274.04
9.00%$5,394.19
9.25%$5,515.22
9.50%$5,637.09
9.75%$5,759.77
10.00%$5,883.24
10.25%$6,007.46
10.50%$6,132.41
10.75%$6,258.06
11.00%$6,384.38
11.25%$6,511.34
11.50%$6,638.91
11.75%$6,767.08
12.00%$6,895.82