$831,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $831k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 831,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $831,000 house.
2% interest
0% down$3,071.54/mo
5% down$2,917.96/mo
10% down$2,764.38/mo
15% down$2,610.81/mo
20% down$2,457.23/mo
25% down$2,303.65/mo
30% down$2,150.08/mo
35% down$1,996.50/mo
40% down$1,842.92/mo
45% down$1,689.35/mo
50% down$1,535.77/mo
4% interest
0% down$3,967.32/mo
5% down$3,768.96/mo
10% down$3,570.59/mo
15% down$3,372.22/mo
20% down$3,173.86/mo
25% down$2,975.49/mo
30% down$2,777.12/mo
35% down$2,578.76/mo
40% down$2,380.39/mo
45% down$2,182.03/mo
50% down$1,983.66/mo
6% interest
0% down$4,982.26/mo
5% down$4,733.15/mo
10% down$4,484.04/mo
15% down$4,234.93/mo
20% down$3,985.81/mo
25% down$3,736.70/mo
30% down$3,487.59/mo
35% down$3,238.47/mo
40% down$2,989.36/mo
45% down$2,740.25/mo
50% down$2,491.13/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 831,000 house with a 20% down payment?
($664,800 loan. 30 year mortgage)
0.25%$1,916.97
0.50%$1,989.01
0.75%$2,062.78
1.00%$2,138.26
1.25%$2,215.46
1.50%$2,294.36
1.75%$2,374.95
2.00%$2,457.23
2.25%$2,541.17
2.50%$2,626.76
2.75%$2,713.99
3.00%$2,802.82
3.25%$2,893.25
3.50%$2,985.25
3.75%$3,078.79
4.00%$3,173.86
4.25%$3,270.42
4.50%$3,368.44
4.75%$3,467.91
5.00%$3,568.79
5.25%$3,671.05
5.50%$3,774.66
5.75%$3,879.59
6.00%$3,985.81
6.25%$4,093.29
6.50%$4,201.99
6.75%$4,311.88
7.00%$4,422.93
7.25%$4,535.11
7.50%$4,648.38
7.75%$4,762.71
8.00%$4,878.07
8.25%$4,994.42
8.50%$5,111.74
8.75%$5,229.98
9.00%$5,349.13
9.25%$5,469.15
9.50%$5,590.00
9.75%$5,711.66
10.00%$5,834.10
10.25%$5,957.28
10.50%$6,081.19
10.75%$6,205.78
11.00%$6,331.05
11.25%$6,456.95
11.50%$6,583.46
11.75%$6,710.56
12.00%$6,838.22