Use the mortgage calculator to calculate the cost of buying a $829k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 829,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $829,000 house.
$829,000 Home at 2%
| 0% down | $3,064.15/mo |
| 5% down | $2,910.94/mo |
| 10% down | $2,757.73/mo |
| 15% down | $2,604.52/mo |
| 20% down | $2,451.32/mo |
| 25% down | $2,298.11/mo |
| 30% down | $2,144.90/mo |
| 35% down | $1,991.69/mo |
| 40% down | $1,838.49/mo |
| 45% down | $1,685.28/mo |
| 50% down | $1,532.07/mo |
$829,000 Home at 4%
| 0% down | $3,957.77/mo |
| 5% down | $3,759.88/mo |
| 10% down | $3,562.00/mo |
| 15% down | $3,364.11/mo |
| 20% down | $3,166.22/mo |
| 25% down | $2,968.33/mo |
| 30% down | $2,770.44/mo |
| 35% down | $2,572.55/mo |
| 40% down | $2,374.66/mo |
| 45% down | $2,176.78/mo |
| 50% down | $1,978.89/mo |
$829,000 Home at 6%
| 0% down | $4,970.27/mo |
| 5% down | $4,721.76/mo |
| 10% down | $4,473.25/mo |
| 15% down | $4,224.73/mo |
| 20% down | $3,976.22/mo |
| 25% down | $3,727.71/mo |
| 30% down | $3,479.19/mo |
| 35% down | $3,230.68/mo |
| 40% down | $2,982.16/mo |
| 45% down | $2,733.65/mo |
| 50% down | $2,485.14/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.