$825,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $825k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 825,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $825,000 house.
2% interest
0% down$3,049.36/mo
5% down$2,896.89/mo
10% down$2,744.42/mo
15% down$2,591.96/mo
20% down$2,439.49/mo
25% down$2,287.02/mo
30% down$2,134.55/mo
35% down$1,982.08/mo
40% down$1,829.62/mo
45% down$1,677.15/mo
50% down$1,524.68/mo
4% interest
0% down$3,938.68/mo
5% down$3,741.74/mo
10% down$3,544.81/mo
15% down$3,347.87/mo
20% down$3,150.94/mo
25% down$2,954.01/mo
30% down$2,757.07/mo
35% down$2,560.14/mo
40% down$2,363.21/mo
45% down$2,166.27/mo
50% down$1,969.34/mo
6% interest
0% down$4,946.29/mo
5% down$4,698.98/mo
10% down$4,451.66/mo
15% down$4,204.35/mo
20% down$3,957.03/mo
25% down$3,709.72/mo
30% down$3,462.40/mo
35% down$3,215.09/mo
40% down$2,967.78/mo
45% down$2,720.46/mo
50% down$2,473.15/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 825,000 house with a 20% down payment?
($660,000 loan. 30 year mortgage)
0.25%$1,903.13
0.50%$1,974.65
0.75%$2,047.88
1.00%$2,122.82
1.25%$2,199.46
1.50%$2,277.79
1.75%$2,357.81
2.00%$2,439.49
2.25%$2,522.82
2.50%$2,607.80
2.75%$2,694.39
3.00%$2,782.59
3.25%$2,872.36
3.50%$2,963.69
3.75%$3,056.56
4.00%$3,150.94
4.25%$3,246.80
4.50%$3,344.12
4.75%$3,442.87
5.00%$3,543.02
5.25%$3,644.54
5.50%$3,747.41
5.75%$3,851.58
6.00%$3,957.03
6.25%$4,063.73
6.50%$4,171.65
6.75%$4,280.75
7.00%$4,391.00
7.25%$4,502.36
7.50%$4,614.82
7.75%$4,728.32
8.00%$4,842.85
8.25%$4,958.36
8.50%$5,074.83
8.75%$5,192.22
9.00%$5,310.51
9.25%$5,429.66
9.50%$5,549.64
9.75%$5,670.42
10.00%$5,791.97
10.25%$5,914.27
10.50%$6,037.28
10.75%$6,160.98
11.00%$6,285.33
11.25%$6,410.33
11.50%$6,535.92
11.75%$6,662.10
12.00%$6,788.84