Use the mortgage calculator to calculate the cost of buying a $823k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 823,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $823,000 house.
$823,000 Home at 2%
| 0% down | $3,041.97/mo |
| 5% down | $2,889.87/mo |
| 10% down | $2,737.77/mo |
| 15% down | $2,585.67/mo |
| 20% down | $2,433.57/mo |
| 25% down | $2,281.48/mo |
| 30% down | $2,129.38/mo |
| 35% down | $1,977.28/mo |
| 40% down | $1,825.18/mo |
| 45% down | $1,673.08/mo |
| 50% down | $1,520.98/mo |
$823,000 Home at 4%
| 0% down | $3,929.13/mo |
| 5% down | $3,732.67/mo |
| 10% down | $3,536.22/mo |
| 15% down | $3,339.76/mo |
| 20% down | $3,143.30/mo |
| 25% down | $2,946.85/mo |
| 30% down | $2,750.39/mo |
| 35% down | $2,553.93/mo |
| 40% down | $2,357.48/mo |
| 45% down | $2,161.02/mo |
| 50% down | $1,964.56/mo |
$823,000 Home at 6%
| 0% down | $4,934.30/mo |
| 5% down | $4,687.59/mo |
| 10% down | $4,440.87/mo |
| 15% down | $4,194.16/mo |
| 20% down | $3,947.44/mo |
| 25% down | $3,700.73/mo |
| 30% down | $3,454.01/mo |
| 35% down | $3,207.30/mo |
| 40% down | $2,960.58/mo |
| 45% down | $2,713.87/mo |
| 50% down | $2,467.15/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.