$823,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $823k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 823,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $823,000 house.
2% interest
0% down$3,041.97/mo
5% down$2,889.87/mo
10% down$2,737.77/mo
15% down$2,585.67/mo
20% down$2,433.57/mo
25% down$2,281.48/mo
30% down$2,129.38/mo
35% down$1,977.28/mo
40% down$1,825.18/mo
45% down$1,673.08/mo
50% down$1,520.98/mo
4% interest
0% down$3,929.13/mo
5% down$3,732.67/mo
10% down$3,536.22/mo
15% down$3,339.76/mo
20% down$3,143.30/mo
25% down$2,946.85/mo
30% down$2,750.39/mo
35% down$2,553.93/mo
40% down$2,357.48/mo
45% down$2,161.02/mo
50% down$1,964.56/mo
6% interest
0% down$4,934.30/mo
5% down$4,687.59/mo
10% down$4,440.87/mo
15% down$4,194.16/mo
20% down$3,947.44/mo
25% down$3,700.73/mo
30% down$3,454.01/mo
35% down$3,207.30/mo
40% down$2,960.58/mo
45% down$2,713.87/mo
50% down$2,467.15/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 823,000 house with a 20% down payment?
($658,400 loan. 30 year mortgage)
0.25%$1,898.52
0.50%$1,969.86
0.75%$2,042.92
1.00%$2,117.67
1.25%$2,194.13
1.50%$2,272.27
1.75%$2,352.09
2.00%$2,433.57
2.25%$2,516.71
2.50%$2,601.48
2.75%$2,687.86
3.00%$2,775.84
3.25%$2,865.40
3.50%$2,956.51
3.75%$3,049.15
4.00%$3,143.30
4.25%$3,238.93
4.50%$3,336.02
4.75%$3,434.53
5.00%$3,534.43
5.25%$3,635.71
5.50%$3,738.32
5.75%$3,842.24
6.00%$3,947.44
6.25%$4,053.88
6.50%$4,161.54
6.75%$4,270.37
7.00%$4,380.35
7.25%$4,491.45
7.50%$4,603.63
7.75%$4,716.86
8.00%$4,831.11
8.25%$4,946.34
8.50%$5,062.53
8.75%$5,179.64
9.00%$5,297.64
9.25%$5,416.50
9.50%$5,536.18
9.75%$5,656.67
10.00%$5,777.93
10.25%$5,899.93
10.50%$6,022.64
10.75%$6,146.04
11.00%$6,270.10
11.25%$6,394.78
11.50%$6,520.08
11.75%$6,645.95
12.00%$6,772.39