$821,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $821k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 821,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $821,000 house.
2% interest
0% down$3,034.58/mo
5% down$2,882.85/mo
10% down$2,731.12/mo
15% down$2,579.39/mo
20% down$2,427.66/mo
25% down$2,275.93/mo
30% down$2,124.20/mo
35% down$1,972.47/mo
40% down$1,820.75/mo
45% down$1,669.02/mo
50% down$1,517.29/mo
4% interest
0% down$3,919.58/mo
5% down$3,723.60/mo
10% down$3,527.62/mo
15% down$3,331.64/mo
20% down$3,135.66/mo
25% down$2,939.68/mo
30% down$2,743.71/mo
35% down$2,547.73/mo
40% down$2,351.75/mo
45% down$2,155.77/mo
50% down$1,959.79/mo
6% interest
0% down$4,922.31/mo
5% down$4,676.19/mo
10% down$4,430.08/mo
15% down$4,183.96/mo
20% down$3,937.85/mo
25% down$3,691.73/mo
30% down$3,445.62/mo
35% down$3,199.50/mo
40% down$2,953.39/mo
45% down$2,707.27/mo
50% down$2,461.15/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 821,000 house with a 20% down payment?
($656,800 loan. 30 year mortgage)
0.25%$1,893.91
0.50%$1,965.08
0.75%$2,037.95
1.00%$2,112.53
1.25%$2,188.80
1.50%$2,266.75
1.75%$2,346.37
2.00%$2,427.66
2.25%$2,510.59
2.50%$2,595.15
2.75%$2,681.33
3.00%$2,769.10
3.25%$2,858.44
3.50%$2,949.33
3.75%$3,041.74
4.00%$3,135.66
4.25%$3,231.06
4.50%$3,327.91
4.75%$3,426.18
5.00%$3,525.84
5.25%$3,626.87
5.50%$3,729.24
5.75%$3,832.91
6.00%$3,937.85
6.25%$4,044.03
6.50%$4,151.42
6.75%$4,259.99
7.00%$4,369.71
7.25%$4,480.53
7.50%$4,592.44
7.75%$4,705.40
8.00%$4,819.37
8.25%$4,934.32
8.50%$5,050.22
8.75%$5,167.05
9.00%$5,284.76
9.25%$5,403.33
9.50%$5,522.73
9.75%$5,642.93
10.00%$5,763.89
10.25%$5,885.59
10.50%$6,008.01
10.75%$6,131.11
11.00%$6,254.86
11.25%$6,379.24
11.50%$6,504.23
11.75%$6,629.80
12.00%$6,755.93