$820,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $820k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 820,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $820,000 house.
2% interest
0% down$3,030.88/mo
5% down$2,879.34/mo
10% down$2,727.79/mo
15% down$2,576.25/mo
20% down$2,424.70/mo
25% down$2,273.16/mo
30% down$2,121.62/mo
35% down$1,970.07/mo
40% down$1,818.53/mo
45% down$1,666.98/mo
50% down$1,515.44/mo
4% interest
0% down$3,914.81/mo
5% down$3,719.07/mo
10% down$3,523.32/mo
15% down$3,327.58/mo
20% down$3,131.84/mo
25% down$2,936.10/mo
30% down$2,740.36/mo
35% down$2,544.62/mo
40% down$2,348.88/mo
45% down$2,153.14/mo
50% down$1,957.40/mo
6% interest
0% down$4,916.31/mo
5% down$4,670.50/mo
10% down$4,424.68/mo
15% down$4,178.87/mo
20% down$3,933.05/mo
25% down$3,687.24/mo
30% down$3,441.42/mo
35% down$3,195.60/mo
40% down$2,949.79/mo
45% down$2,703.97/mo
50% down$2,458.16/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 820,000 house with a 20% down payment?
($656,000 loan. 30 year mortgage)
0.25%$1,891.60
0.50%$1,962.68
0.75%$2,035.47
1.00%$2,109.96
1.25%$2,186.13
1.50%$2,263.99
1.75%$2,343.52
2.00%$2,424.70
2.25%$2,507.53
2.50%$2,591.99
2.75%$2,678.06
3.00%$2,765.72
3.25%$2,854.95
3.50%$2,945.73
3.75%$3,038.04
4.00%$3,131.84
4.25%$3,227.13
4.50%$3,323.86
4.75%$3,422.01
5.00%$3,521.55
5.25%$3,622.46
5.50%$3,724.70
5.75%$3,828.24
6.00%$3,933.05
6.25%$4,039.10
6.50%$4,146.37
6.75%$4,254.80
7.00%$4,364.38
7.25%$4,475.08
7.50%$4,586.85
7.75%$4,699.66
8.00%$4,813.50
8.25%$4,928.31
8.50%$5,044.07
8.75%$5,160.75
9.00%$5,278.32
9.25%$5,396.75
9.50%$5,516.00
9.75%$5,636.05
10.00%$5,756.87
10.25%$5,878.42
10.50%$6,000.69
10.75%$6,123.64
11.00%$6,247.24
11.25%$6,371.47
11.50%$6,496.31
11.75%$6,621.73
12.00%$6,747.70