$82,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $82k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 82,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $82,000 house.
2% interest
0% down$303.09/mo
5% down$287.93/mo
10% down$272.78/mo
15% down$257.62/mo
20% down$242.47/mo
25% down$227.32/mo
30% down$212.16/mo
35% down$197.01/mo
40% down$181.85/mo
45% down$166.70/mo
50% down$151.54/mo
4% interest
0% down$391.48/mo
5% down$371.91/mo
10% down$352.33/mo
15% down$332.76/mo
20% down$313.18/mo
25% down$293.61/mo
30% down$274.04/mo
35% down$254.46/mo
40% down$234.89/mo
45% down$215.31/mo
50% down$195.74/mo
6% interest
0% down$491.63/mo
5% down$467.05/mo
10% down$442.47/mo
15% down$417.89/mo
20% down$393.31/mo
25% down$368.72/mo
30% down$344.14/mo
35% down$319.56/mo
40% down$294.98/mo
45% down$270.40/mo
50% down$245.82/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 82,000 house with a 20% down payment?
($65,600 loan. 30 year mortgage)
0.25%$189.16
0.50%$196.27
0.75%$203.55
1.00%$211.00
1.25%$218.61
1.50%$226.40
1.75%$234.35
2.00%$242.47
2.25%$250.75
2.50%$259.20
2.75%$267.81
3.00%$276.57
3.25%$285.50
3.50%$294.57
3.75%$303.80
4.00%$313.18
4.25%$322.71
4.50%$332.39
4.75%$342.20
5.00%$352.15
5.25%$362.25
5.50%$372.47
5.75%$382.82
6.00%$393.31
6.25%$403.91
6.50%$414.64
6.75%$425.48
7.00%$436.44
7.25%$447.51
7.50%$458.68
7.75%$469.97
8.00%$481.35
8.25%$492.83
8.50%$504.41
8.75%$516.08
9.00%$527.83
9.25%$539.68
9.50%$551.60
9.75%$563.61
10.00%$575.69
10.25%$587.84
10.50%$600.07
10.75%$612.36
11.00%$624.72
11.25%$637.15
11.50%$649.63
11.75%$662.17
12.00%$674.77