Use the mortgage calculator to calculate the cost of buying a $819k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 819,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $819,000 house.
$819,000 Home at 2%
0% down | $3,027.18/mo |
5% down | $2,875.82/mo |
10% down | $2,724.47/mo |
15% down | $2,573.11/mo |
20% down | $2,421.75/mo |
25% down | $2,270.39/mo |
30% down | $2,119.03/mo |
35% down | $1,967.67/mo |
40% down | $1,816.31/mo |
45% down | $1,664.95/mo |
50% down | $1,513.59/mo |
$819,000 Home at 4%
0% down | $3,910.03/mo |
5% down | $3,714.53/mo |
10% down | $3,519.03/mo |
15% down | $3,323.53/mo |
20% down | $3,128.03/mo |
25% down | $2,932.52/mo |
30% down | $2,737.02/mo |
35% down | $2,541.52/mo |
40% down | $2,346.02/mo |
45% down | $2,150.52/mo |
50% down | $1,955.02/mo |
$819,000 Home at 6%
0% down | $4,910.32/mo |
5% down | $4,664.80/mo |
10% down | $4,419.29/mo |
15% down | $4,173.77/mo |
20% down | $3,928.26/mo |
25% down | $3,682.74/mo |
30% down | $3,437.22/mo |
35% down | $3,191.71/mo |
40% down | $2,946.19/mo |
45% down | $2,700.68/mo |
50% down | $2,455.16/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.