$818,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $818k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 818,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $818,000 house.
2% interest
0% down$3,023.49/mo
5% down$2,872.31/mo
10% down$2,721.14/mo
15% down$2,569.96/mo
20% down$2,418.79/mo
25% down$2,267.62/mo
30% down$2,116.44/mo
35% down$1,965.27/mo
40% down$1,814.09/mo
45% down$1,662.92/mo
50% down$1,511.74/mo
4% interest
0% down$3,905.26/mo
5% down$3,709.99/mo
10% down$3,514.73/mo
15% down$3,319.47/mo
20% down$3,124.21/mo
25% down$2,928.94/mo
30% down$2,733.68/mo
35% down$2,538.42/mo
40% down$2,343.15/mo
45% down$2,147.89/mo
50% down$1,952.63/mo
6% interest
0% down$4,904.32/mo
5% down$4,659.11/mo
10% down$4,413.89/mo
15% down$4,168.67/mo
20% down$3,923.46/mo
25% down$3,678.24/mo
30% down$3,433.03/mo
35% down$3,187.81/mo
40% down$2,942.59/mo
45% down$2,697.38/mo
50% down$2,452.16/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 818,000 house with a 20% down payment?
($654,400 loan. 30 year mortgage)
0.25%$1,886.99
0.50%$1,957.90
0.75%$2,030.51
1.00%$2,104.81
1.25%$2,180.80
1.50%$2,258.47
1.75%$2,337.80
2.00%$2,418.79
2.25%$2,501.42
2.50%$2,585.67
2.75%$2,671.53
3.00%$2,758.98
3.25%$2,847.99
3.50%$2,938.55
3.75%$3,030.63
4.00%$3,124.21
4.25%$3,219.25
4.50%$3,315.75
4.75%$3,413.66
5.00%$3,512.96
5.25%$3,613.62
5.50%$3,715.61
5.75%$3,818.90
6.00%$3,923.46
6.25%$4,029.25
6.50%$4,136.25
6.75%$4,244.43
7.00%$4,353.74
7.25%$4,464.16
7.50%$4,575.66
7.75%$4,688.20
8.00%$4,801.76
8.25%$4,916.29
8.50%$5,031.77
8.75%$5,148.17
9.00%$5,265.45
9.25%$5,383.59
9.50%$5,502.55
9.75%$5,622.31
10.00%$5,742.83
10.25%$5,864.09
10.50%$5,986.05
10.75%$6,108.70
11.00%$6,232.00
11.25%$6,355.93
11.50%$6,480.47
11.75%$6,605.58
12.00%$6,731.24