$816,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $816k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 816,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $816,000 house.
2% interest
0% down$3,016.09/mo
5% down$2,865.29/mo
10% down$2,714.49/mo
15% down$2,563.68/mo
20% down$2,412.88/mo
25% down$2,262.07/mo
30% down$2,111.27/mo
35% down$1,960.46/mo
40% down$1,809.66/mo
45% down$1,658.85/mo
50% down$1,508.05/mo
4% interest
0% down$3,895.71/mo
5% down$3,700.92/mo
10% down$3,506.14/mo
15% down$3,311.35/mo
20% down$3,116.57/mo
25% down$2,921.78/mo
30% down$2,727.00/mo
35% down$2,532.21/mo
40% down$2,337.43/mo
45% down$2,142.64/mo
50% down$1,947.85/mo
6% interest
0% down$4,892.33/mo
5% down$4,647.72/mo
10% down$4,403.10/mo
15% down$4,158.48/mo
20% down$3,913.87/mo
25% down$3,669.25/mo
30% down$3,424.63/mo
35% down$3,180.02/mo
40% down$2,935.40/mo
45% down$2,690.78/mo
50% down$2,446.17/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 816,000 house with a 20% down payment?
($652,800 loan. 30 year mortgage)
0.25%$1,882.37
0.50%$1,953.11
0.75%$2,025.54
1.00%$2,099.66
1.25%$2,175.47
1.50%$2,252.94
1.75%$2,332.09
2.00%$2,412.88
2.25%$2,495.30
2.50%$2,579.35
2.75%$2,665.00
3.00%$2,752.23
3.25%$2,841.03
3.50%$2,931.36
3.75%$3,023.22
4.00%$3,116.57
4.25%$3,211.38
4.50%$3,307.64
4.75%$3,405.31
5.00%$3,504.37
5.25%$3,604.79
5.50%$3,706.53
5.75%$3,809.56
6.00%$3,913.87
6.25%$4,019.40
6.50%$4,126.14
6.75%$4,234.05
7.00%$4,343.09
7.25%$4,453.25
7.50%$4,564.47
7.75%$4,676.74
8.00%$4,790.02
8.25%$4,904.27
8.50%$5,019.47
8.75%$5,135.58
9.00%$5,252.58
9.25%$5,370.43
9.50%$5,489.10
9.75%$5,608.56
10.00%$5,728.79
10.25%$5,849.75
10.50%$5,971.42
10.75%$6,093.77
11.00%$6,216.77
11.25%$6,340.39
11.50%$6,464.62
11.75%$6,589.43
12.00%$6,714.78