$815,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $815k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 815,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $815,000 house.
2% interest
0% down$3,012.40/mo
5% down$2,861.78/mo
10% down$2,711.16/mo
15% down$2,560.54/mo
20% down$2,409.92/mo
25% down$2,259.30/mo
30% down$2,108.68/mo
35% down$1,958.06/mo
40% down$1,807.44/mo
45% down$1,656.82/mo
50% down$1,506.20/mo
4% interest
0% down$3,890.93/mo
5% down$3,696.39/mo
10% down$3,501.84/mo
15% down$3,307.29/mo
20% down$3,112.75/mo
25% down$2,918.20/mo
30% down$2,723.65/mo
35% down$2,529.11/mo
40% down$2,334.56/mo
45% down$2,140.01/mo
50% down$1,945.47/mo
6% interest
0% down$4,886.34/mo
5% down$4,642.02/mo
10% down$4,397.70/mo
15% down$4,153.39/mo
20% down$3,909.07/mo
25% down$3,664.75/mo
30% down$3,420.44/mo
35% down$3,176.12/mo
40% down$2,931.80/mo
45% down$2,687.49/mo
50% down$2,443.17/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 815,000 house with a 20% down payment?
($652,000 loan. 30 year mortgage)
0.25%$1,880.07
0.50%$1,950.72
0.75%$2,023.06
1.00%$2,097.09
1.25%$2,172.80
1.50%$2,250.18
1.75%$2,329.23
2.00%$2,409.92
2.25%$2,492.24
2.50%$2,576.19
2.75%$2,661.73
3.00%$2,748.86
3.25%$2,837.55
3.50%$2,927.77
3.75%$3,019.51
4.00%$3,112.75
4.25%$3,207.45
4.50%$3,303.59
4.75%$3,401.14
5.00%$3,500.08
5.25%$3,600.37
5.50%$3,701.98
5.75%$3,804.90
6.00%$3,909.07
6.25%$4,014.48
6.50%$4,121.08
6.75%$4,228.86
7.00%$4,337.77
7.25%$4,447.79
7.50%$4,558.88
7.75%$4,671.01
8.00%$4,784.15
8.25%$4,898.26
8.50%$5,013.32
8.75%$5,129.29
9.00%$5,246.14
9.25%$5,363.84
9.50%$5,482.37
9.75%$5,601.69
10.00%$5,721.77
10.25%$5,842.58
10.50%$5,964.10
10.75%$6,086.30
11.00%$6,209.15
11.25%$6,332.62
11.50%$6,456.70
11.75%$6,581.35
12.00%$6,706.55