Use the mortgage calculator to calculate the cost of buying a $812k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 812,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $812,000 house.
$812,000 Home at 2%
| 0% down | $3,001.31/mo |
| 5% down | $2,851.24/mo |
| 10% down | $2,701.18/mo |
| 15% down | $2,551.11/mo |
| 20% down | $2,401.05/mo |
| 25% down | $2,250.98/mo |
| 30% down | $2,100.92/mo |
| 35% down | $1,950.85/mo |
| 40% down | $1,800.79/mo |
| 45% down | $1,650.72/mo |
| 50% down | $1,500.66/mo |
$812,000 Home at 4%
| 0% down | $3,876.61/mo |
| 5% down | $3,682.78/mo |
| 10% down | $3,488.95/mo |
| 15% down | $3,295.12/mo |
| 20% down | $3,101.29/mo |
| 25% down | $2,907.46/mo |
| 30% down | $2,713.63/mo |
| 35% down | $2,519.80/mo |
| 40% down | $2,325.97/mo |
| 45% down | $2,132.14/mo |
| 50% down | $1,938.31/mo |
$812,000 Home at 6%
| 0% down | $4,868.35/mo |
| 5% down | $4,624.93/mo |
| 10% down | $4,381.52/mo |
| 15% down | $4,138.10/mo |
| 20% down | $3,894.68/mo |
| 25% down | $3,651.26/mo |
| 30% down | $3,407.85/mo |
| 35% down | $3,164.43/mo |
| 40% down | $2,921.01/mo |
| 45% down | $2,677.59/mo |
| 50% down | $2,434.18/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.