$804,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $804k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 804,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $804,000 house.
2% interest
0% down$2,971.74/mo
5% down$2,823.15/mo
10% down$2,674.57/mo
15% down$2,525.98/mo
20% down$2,377.39/mo
25% down$2,228.81/mo
30% down$2,080.22/mo
35% down$1,931.63/mo
40% down$1,783.04/mo
45% down$1,634.46/mo
50% down$1,485.87/mo
4% interest
0% down$3,838.42/mo
5% down$3,646.50/mo
10% down$3,454.58/mo
15% down$3,262.66/mo
20% down$3,070.74/mo
25% down$2,878.81/mo
30% down$2,686.89/mo
35% down$2,494.97/mo
40% down$2,303.05/mo
45% down$2,111.13/mo
50% down$1,919.21/mo
6% interest
0% down$4,820.39/mo
5% down$4,579.37/mo
10% down$4,338.35/mo
15% down$4,097.33/mo
20% down$3,856.31/mo
25% down$3,615.29/mo
30% down$3,374.27/mo
35% down$3,133.25/mo
40% down$2,892.23/mo
45% down$2,651.21/mo
50% down$2,410.19/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 804,000 house with a 20% down payment?
($643,200 loan. 30 year mortgage)
0.25%$1,854.69
0.50%$1,924.39
0.75%$1,995.75
1.00%$2,068.79
1.25%$2,143.47
1.50%$2,219.81
1.75%$2,297.79
2.00%$2,377.39
2.25%$2,458.61
2.50%$2,541.42
2.75%$2,625.81
3.00%$2,711.76
3.25%$2,799.25
3.50%$2,888.26
3.75%$2,978.76
4.00%$3,070.74
4.25%$3,164.16
4.50%$3,259.00
4.75%$3,355.24
5.00%$3,452.84
5.25%$3,551.77
5.50%$3,652.02
5.75%$3,753.54
6.00%$3,856.31
6.25%$3,960.29
6.50%$4,065.46
6.75%$4,171.78
7.00%$4,279.23
7.25%$4,387.76
7.50%$4,497.35
7.75%$4,607.96
8.00%$4,719.57
8.25%$4,832.15
8.50%$4,945.65
8.75%$5,060.06
9.00%$5,175.33
9.25%$5,291.45
9.50%$5,408.37
9.75%$5,526.08
10.00%$5,644.54
10.25%$5,763.72
10.50%$5,883.60
10.75%$6,004.15
11.00%$6,125.34
11.25%$6,247.15
11.50%$6,369.55
11.75%$6,492.52
12.00%$6,616.04