$802,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $802k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 802,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $802,000 house.
2% interest
0% down$2,964.35/mo
5% down$2,816.13/mo
10% down$2,667.91/mo
15% down$2,519.70/mo
20% down$2,371.48/mo
25% down$2,223.26/mo
30% down$2,075.04/mo
35% down$1,926.83/mo
40% down$1,778.61/mo
45% down$1,630.39/mo
50% down$1,482.17/mo
4% interest
0% down$3,828.87/mo
5% down$3,637.43/mo
10% down$3,445.98/mo
15% down$3,254.54/mo
20% down$3,063.10/mo
25% down$2,871.65/mo
30% down$2,680.21/mo
35% down$2,488.77/mo
40% down$2,297.32/mo
45% down$2,105.88/mo
50% down$1,914.44/mo
6% interest
0% down$4,808.40/mo
5% down$4,567.98/mo
10% down$4,327.56/mo
15% down$4,087.14/mo
20% down$3,846.72/mo
25% down$3,606.30/mo
30% down$3,365.88/mo
35% down$3,125.46/mo
40% down$2,885.04/mo
45% down$2,644.62/mo
50% down$2,404.20/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 802,000 house with a 20% down payment?
($641,600 loan. 30 year mortgage)
0.25%$1,850.08
0.50%$1,919.60
0.75%$1,990.79
1.00%$2,063.64
1.25%$2,138.14
1.50%$2,214.29
1.75%$2,292.07
2.00%$2,371.48
2.25%$2,452.49
2.50%$2,535.10
2.75%$2,619.28
3.00%$2,705.01
3.25%$2,792.28
3.50%$2,881.07
3.75%$2,971.35
4.00%$3,063.10
4.25%$3,156.29
4.50%$3,250.89
4.75%$3,346.89
5.00%$3,444.25
5.25%$3,542.94
5.50%$3,642.93
5.75%$3,744.20
6.00%$3,846.72
6.25%$3,950.44
6.50%$4,055.35
6.75%$4,161.41
7.00%$4,268.58
7.25%$4,376.84
7.50%$4,486.16
7.75%$4,596.50
8.00%$4,707.83
8.25%$4,820.13
8.50%$4,933.35
8.75%$5,047.47
9.00%$5,162.46
9.25%$5,278.29
9.50%$5,394.92
9.75%$5,512.33
10.00%$5,630.50
10.25%$5,749.39
10.50%$5,868.97
10.75%$5,989.22
11.00%$6,110.11
11.25%$6,231.61
11.50%$6,353.71
11.75%$6,476.37
12.00%$6,599.58