$801,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $801k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 801,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $801,000 house.
2% interest
0% down$2,960.65/mo
5% down$2,812.62/mo
10% down$2,664.59/mo
15% down$2,516.55/mo
20% down$2,368.52/mo
25% down$2,220.49/mo
30% down$2,072.46/mo
35% down$1,924.42/mo
40% down$1,776.39/mo
45% down$1,628.36/mo
50% down$1,480.33/mo
4% interest
0% down$3,824.10/mo
5% down$3,632.89/mo
10% down$3,441.69/mo
15% down$3,250.48/mo
20% down$3,059.28/mo
25% down$2,868.07/mo
30% down$2,676.87/mo
35% down$2,485.66/mo
40% down$2,294.46/mo
45% down$2,103.25/mo
50% down$1,912.05/mo
6% interest
0% down$4,802.40/mo
5% down$4,562.28/mo
10% down$4,322.16/mo
15% down$4,082.04/mo
20% down$3,841.92/mo
25% down$3,601.80/mo
30% down$3,361.68/mo
35% down$3,121.56/mo
40% down$2,881.44/mo
45% down$2,641.32/mo
50% down$2,401.20/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 801,000 house with a 20% down payment?
($640,800 loan. 30 year mortgage)
0.25%$1,847.77
0.50%$1,917.21
0.75%$1,988.31
1.00%$2,061.07
1.25%$2,135.48
1.50%$2,211.53
1.75%$2,289.22
2.00%$2,368.52
2.25%$2,449.43
2.50%$2,531.93
2.75%$2,616.01
3.00%$2,701.64
3.25%$2,788.80
3.50%$2,877.48
3.75%$2,967.64
4.00%$3,059.28
4.25%$3,152.35
4.50%$3,246.84
4.75%$3,342.72
5.00%$3,439.95
5.25%$3,538.52
5.50%$3,638.39
5.75%$3,739.53
6.00%$3,841.92
6.25%$3,945.52
6.50%$4,050.29
6.75%$4,156.22
7.00%$4,263.26
7.25%$4,371.39
7.50%$4,480.57
7.75%$4,590.77
8.00%$4,701.96
8.25%$4,814.12
8.50%$4,927.20
8.75%$5,041.18
9.00%$5,156.02
9.25%$5,271.70
9.50%$5,388.19
9.75%$5,505.46
10.00%$5,623.48
10.25%$5,742.22
10.50%$5,861.65
10.75%$5,981.75
11.00%$6,102.49
11.25%$6,223.84
11.50%$6,345.79
11.75%$6,468.30
12.00%$6,591.35