$799,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $799k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 799,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $799,000 house.
2% interest
0% down$2,953.26/mo
5% down$2,805.60/mo
10% down$2,657.93/mo
15% down$2,510.27/mo
20% down$2,362.61/mo
25% down$2,214.94/mo
30% down$2,067.28/mo
35% down$1,919.62/mo
40% down$1,771.96/mo
45% down$1,624.29/mo
50% down$1,476.63/mo
4% interest
0% down$3,814.55/mo
5% down$3,623.82/mo
10% down$3,433.09/mo
15% down$3,242.37/mo
20% down$3,051.64/mo
25% down$2,860.91/mo
30% down$2,670.18/mo
35% down$2,479.46/mo
40% down$2,288.73/mo
45% down$2,098.00/mo
50% down$1,907.27/mo
6% interest
0% down$4,790.41/mo
5% down$4,550.89/mo
10% down$4,311.37/mo
15% down$4,071.85/mo
20% down$3,832.33/mo
25% down$3,592.81/mo
30% down$3,353.29/mo
35% down$3,113.77/mo
40% down$2,874.25/mo
45% down$2,634.72/mo
50% down$2,395.20/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 799,000 house with a 20% down payment?
($639,200 loan. 30 year mortgage)
0.25%$1,843.16
0.50%$1,912.42
0.75%$1,983.34
1.00%$2,055.92
1.25%$2,130.14
1.50%$2,206.01
1.75%$2,283.50
2.00%$2,362.61
2.25%$2,443.32
2.50%$2,525.61
2.75%$2,609.48
3.00%$2,694.89
3.25%$2,781.84
3.50%$2,870.29
3.75%$2,960.23
4.00%$3,051.64
4.25%$3,144.48
4.50%$3,238.73
4.75%$3,334.37
5.00%$3,431.36
5.25%$3,529.69
5.50%$3,629.31
5.75%$3,730.20
6.00%$3,832.33
6.25%$3,935.66
6.50%$4,040.18
6.75%$4,145.84
7.00%$4,252.61
7.25%$4,360.47
7.50%$4,469.38
7.75%$4,579.31
8.00%$4,690.22
8.25%$4,802.10
8.50%$4,914.89
8.75%$5,028.59
9.00%$5,143.15
9.25%$5,258.54
9.50%$5,374.74
9.75%$5,491.72
10.00%$5,609.44
10.25%$5,727.88
10.50%$5,847.01
10.75%$5,966.81
11.00%$6,087.25
11.25%$6,208.30
11.50%$6,329.94
11.75%$6,452.15
12.00%$6,574.89