$798,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $798k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 798,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $798,000 house.
2% interest
0% down$2,949.56/mo
5% down$2,802.09/mo
10% down$2,654.61/mo
15% down$2,507.13/mo
20% down$2,359.65/mo
25% down$2,212.17/mo
30% down$2,064.69/mo
35% down$1,917.22/mo
40% down$1,769.74/mo
45% down$1,622.26/mo
50% down$1,474.78/mo
4% interest
0% down$3,809.77/mo
5% down$3,619.29/mo
10% down$3,428.80/mo
15% down$3,238.31/mo
20% down$3,047.82/mo
25% down$2,857.33/mo
30% down$2,666.84/mo
35% down$2,476.35/mo
40% down$2,285.86/mo
45% down$2,095.38/mo
50% down$1,904.89/mo
6% interest
0% down$4,784.41/mo
5% down$4,545.19/mo
10% down$4,305.97/mo
15% down$4,066.75/mo
20% down$3,827.53/mo
25% down$3,588.31/mo
30% down$3,349.09/mo
35% down$3,109.87/mo
40% down$2,870.65/mo
45% down$2,631.43/mo
50% down$2,392.21/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 798,000 house with a 20% down payment?
($638,400 loan. 30 year mortgage)
0.25%$1,840.85
0.50%$1,910.03
0.75%$1,980.86
1.00%$2,053.35
1.25%$2,127.48
1.50%$2,203.25
1.75%$2,280.64
2.00%$2,359.65
2.25%$2,440.26
2.50%$2,522.45
2.75%$2,606.21
3.00%$2,691.52
3.25%$2,778.36
3.50%$2,866.70
3.75%$2,956.53
4.00%$3,047.82
4.25%$3,140.54
4.50%$3,234.68
4.75%$3,330.20
5.00%$3,427.07
5.25%$3,525.27
5.50%$3,624.76
5.75%$3,725.53
6.00%$3,827.53
6.25%$3,930.74
6.50%$4,035.12
6.75%$4,140.65
7.00%$4,247.29
7.25%$4,355.01
7.50%$4,463.79
7.75%$4,573.58
8.00%$4,684.35
8.25%$4,796.09
8.50%$4,908.74
8.75%$5,022.30
9.00%$5,136.71
9.25%$5,251.96
9.50%$5,368.01
9.75%$5,484.84
10.00%$5,602.42
10.25%$5,720.71
10.50%$5,839.70
10.75%$5,959.35
11.00%$6,079.63
11.25%$6,200.53
11.50%$6,322.02
11.75%$6,444.07
12.00%$6,566.66