$796,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $796k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 796,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $796,000 house.
2% interest
0% down$2,942.17/mo
5% down$2,795.06/mo
10% down$2,647.95/mo
15% down$2,500.85/mo
20% down$2,353.74/mo
25% down$2,206.63/mo
30% down$2,059.52/mo
35% down$1,912.41/mo
40% down$1,765.30/mo
45% down$1,618.19/mo
50% down$1,471.09/mo
4% interest
0% down$3,800.23/mo
5% down$3,610.21/mo
10% down$3,420.20/mo
15% down$3,230.19/mo
20% down$3,040.18/mo
25% down$2,850.17/mo
30% down$2,660.16/mo
35% down$2,470.15/mo
40% down$2,280.14/mo
45% down$2,090.12/mo
50% down$1,900.11/mo
6% interest
0% down$4,772.42/mo
5% down$4,533.80/mo
10% down$4,295.18/mo
15% down$4,056.56/mo
20% down$3,817.94/mo
25% down$3,579.32/mo
30% down$3,340.70/mo
35% down$3,102.07/mo
40% down$2,863.45/mo
45% down$2,624.83/mo
50% down$2,386.21/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 796,000 house with a 20% down payment?
($636,800 loan. 30 year mortgage)
0.25%$1,836.24
0.50%$1,905.24
0.75%$1,975.90
1.00%$2,048.20
1.25%$2,122.15
1.50%$2,197.73
1.75%$2,274.93
2.00%$2,353.74
2.25%$2,434.14
2.50%$2,516.13
2.75%$2,599.68
3.00%$2,684.77
3.25%$2,771.39
3.50%$2,859.52
3.75%$2,949.12
4.00%$3,040.18
4.25%$3,132.67
4.50%$3,226.57
4.75%$3,321.85
5.00%$3,418.48
5.25%$3,516.43
5.50%$3,615.68
5.75%$3,716.19
6.00%$3,817.94
6.25%$3,920.89
6.50%$4,025.01
6.75%$4,130.27
7.00%$4,236.65
7.25%$4,344.10
7.50%$4,452.60
7.75%$4,562.11
8.00%$4,672.61
8.25%$4,784.07
8.50%$4,896.44
8.75%$5,009.71
9.00%$5,123.84
9.25%$5,238.80
9.50%$5,354.56
9.75%$5,471.10
10.00%$5,588.38
10.25%$5,706.37
10.50%$5,825.06
10.75%$5,944.41
11.00%$6,064.40
11.25%$6,184.99
11.50%$6,306.18
11.75%$6,427.92
12.00%$6,550.21