Use the mortgage calculator to calculate the cost of buying a $781k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 781,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $781,000 house.
$781,000 Home at 2%
| 0% down | $2,886.73/mo |
| 5% down | $2,742.39/mo |
| 10% down | $2,598.06/mo |
| 15% down | $2,453.72/mo |
| 20% down | $2,309.38/mo |
| 25% down | $2,165.05/mo |
| 30% down | $2,020.71/mo |
| 35% down | $1,876.37/mo |
| 40% down | $1,732.04/mo |
| 45% down | $1,587.70/mo |
| 50% down | $1,443.36/mo |
$781,000 Home at 4%
| 0% down | $3,728.61/mo |
| 5% down | $3,542.18/mo |
| 10% down | $3,355.75/mo |
| 15% down | $3,169.32/mo |
| 20% down | $2,982.89/mo |
| 25% down | $2,796.46/mo |
| 30% down | $2,610.03/mo |
| 35% down | $2,423.60/mo |
| 40% down | $2,237.17/mo |
| 45% down | $2,050.74/mo |
| 50% down | $1,864.31/mo |
$781,000 Home at 6%
| 0% down | $4,682.49/mo |
| 5% down | $4,448.37/mo |
| 10% down | $4,214.24/mo |
| 15% down | $3,980.12/mo |
| 20% down | $3,745.99/mo |
| 25% down | $3,511.87/mo |
| 30% down | $3,277.74/mo |
| 35% down | $3,043.62/mo |
| 40% down | $2,809.49/mo |
| 45% down | $2,575.37/mo |
| 50% down | $2,341.24/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.