Use the mortgage calculator to calculate the cost of buying a $776k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 776,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $776,000 house.
2% interest
0% down | $2,868.25/mo |
5% down | $2,724.83/mo |
10% down | $2,581.42/mo |
15% down | $2,438.01/mo |
20% down | $2,294.60/mo |
25% down | $2,151.19/mo |
30% down | $2,007.77/mo |
35% down | $1,864.36/mo |
40% down | $1,720.95/mo |
45% down | $1,577.54/mo |
50% down | $1,434.12/mo |
4% interest
0% down | $3,704.74/mo |
5% down | $3,519.51/mo |
10% down | $3,334.27/mo |
15% down | $3,149.03/mo |
20% down | $2,963.79/mo |
25% down | $2,778.56/mo |
30% down | $2,593.32/mo |
35% down | $2,408.08/mo |
40% down | $2,222.85/mo |
45% down | $2,037.61/mo |
50% down | $1,852.37/mo |
6% interest
0% down | $4,652.51/mo |
5% down | $4,419.89/mo |
10% down | $4,187.26/mo |
15% down | $3,954.64/mo |
20% down | $3,722.01/mo |
25% down | $3,489.38/mo |
30% down | $3,256.76/mo |
35% down | $3,024.13/mo |
40% down | $2,791.51/mo |
45% down | $2,558.88/mo |
50% down | $2,326.26/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.