$77,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $77k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 77,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $77,000 house.
2% interest
0% down$284.61/mo
5% down$270.38/mo
10% down$256.15/mo
15% down$241.92/mo
20% down$227.69/mo
25% down$213.46/mo
30% down$199.22/mo
35% down$184.99/mo
40% down$170.76/mo
45% down$156.53/mo
50% down$142.30/mo
4% interest
0% down$367.61/mo
5% down$349.23/mo
10% down$330.85/mo
15% down$312.47/mo
20% down$294.09/mo
25% down$275.71/mo
30% down$257.33/mo
35% down$238.95/mo
40% down$220.57/mo
45% down$202.19/mo
50% down$183.80/mo
6% interest
0% down$461.65/mo
5% down$438.57/mo
10% down$415.49/mo
15% down$392.41/mo
20% down$369.32/mo
25% down$346.24/mo
30% down$323.16/mo
35% down$300.08/mo
40% down$276.99/mo
45% down$253.91/mo
50% down$230.83/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 77,000 house with a 20% down payment?
($61,600 loan. 30 year mortgage)
0.25%$177.63
0.50%$184.30
0.75%$191.14
1.00%$198.13
1.25%$205.28
1.50%$212.59
1.75%$220.06
2.00%$227.69
2.25%$235.46
2.50%$243.39
2.75%$251.48
3.00%$259.71
3.25%$268.09
3.50%$276.61
3.75%$285.28
4.00%$294.09
4.25%$303.03
4.50%$312.12
4.75%$321.33
5.00%$330.68
5.25%$340.16
5.50%$349.76
5.75%$359.48
6.00%$369.32
6.25%$379.28
6.50%$389.35
6.75%$399.54
7.00%$409.83
7.25%$420.22
7.50%$430.72
7.75%$441.31
8.00%$452.00
8.25%$462.78
8.50%$473.65
8.75%$484.61
9.00%$495.65
9.25%$506.77
9.50%$517.97
9.75%$529.24
10.00%$540.58
10.25%$552.00
10.50%$563.48
10.75%$575.02
11.00%$586.63
11.25%$598.30
11.50%$610.02
11.75%$621.80
12.00%$633.63