Use the mortgage calculator to calculate the cost of buying a $764k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 764,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $764,000 house.
2% interest
0% down | $2,823.89/mo |
5% down | $2,682.70/mo |
10% down | $2,541.50/mo |
15% down | $2,400.31/mo |
20% down | $2,259.11/mo |
25% down | $2,117.92/mo |
30% down | $1,976.72/mo |
35% down | $1,835.53/mo |
40% down | $1,694.34/mo |
45% down | $1,553.14/mo |
50% down | $1,411.95/mo |
4% interest
0% down | $3,647.45/mo |
5% down | $3,465.08/mo |
10% down | $3,282.71/mo |
15% down | $3,100.33/mo |
20% down | $2,917.96/mo |
25% down | $2,735.59/mo |
30% down | $2,553.22/mo |
35% down | $2,370.84/mo |
40% down | $2,188.47/mo |
45% down | $2,006.10/mo |
50% down | $1,823.73/mo |
6% interest
0% down | $4,580.57/mo |
5% down | $4,351.54/mo |
10% down | $4,122.51/mo |
15% down | $3,893.48/mo |
20% down | $3,664.45/mo |
25% down | $3,435.42/mo |
30% down | $3,206.40/mo |
35% down | $2,977.37/mo |
40% down | $2,748.34/mo |
45% down | $2,519.31/mo |
50% down | $2,290.28/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.