$76,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $76k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 76,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $76,000 house.
2% interest
0% down$280.91/mo
5% down$266.87/mo
10% down$252.82/mo
15% down$238.77/mo
20% down$224.73/mo
25% down$210.68/mo
30% down$196.64/mo
35% down$182.59/mo
40% down$168.55/mo
45% down$154.50/mo
50% down$140.46/mo
4% interest
0% down$362.84/mo
5% down$344.69/mo
10% down$326.55/mo
15% down$308.41/mo
20% down$290.27/mo
25% down$272.13/mo
30% down$253.98/mo
35% down$235.84/mo
40% down$217.70/mo
45% down$199.56/mo
50% down$181.42/mo
6% interest
0% down$455.66/mo
5% down$432.88/mo
10% down$410.09/mo
15% down$387.31/mo
20% down$364.53/mo
25% down$341.74/mo
30% down$318.96/mo
35% down$296.18/mo
40% down$273.40/mo
45% down$250.61/mo
50% down$227.83/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 76,000 house with a 20% down payment?
($60,800 loan. 30 year mortgage)
0.25%$175.32
0.50%$181.91
0.75%$188.65
1.00%$195.56
1.25%$202.62
1.50%$209.83
1.75%$217.20
2.00%$224.73
2.25%$232.41
2.50%$240.23
2.75%$248.21
3.00%$256.34
3.25%$264.61
3.50%$273.02
3.75%$281.57
4.00%$290.27
4.25%$299.10
4.50%$308.06
4.75%$317.16
5.00%$326.39
5.25%$335.74
5.50%$345.22
5.75%$354.81
6.00%$364.53
6.25%$374.36
6.50%$384.30
6.75%$394.35
7.00%$404.50
7.25%$414.76
7.50%$425.12
7.75%$435.58
8.00%$446.13
8.25%$456.77
8.50%$467.50
8.75%$478.31
9.00%$489.21
9.25%$500.19
9.50%$511.24
9.75%$522.37
10.00%$533.56
10.25%$544.83
10.50%$556.16
10.75%$567.56
11.00%$579.01
11.25%$590.53
11.50%$602.10
11.75%$613.72
12.00%$625.40