Use the mortgage calculator to calculate the cost of buying a $746k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 746,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $746,000 house.
$746,000 Home at 2%
| 0% down | $2,757.36/mo |
| 5% down | $2,619.49/mo |
| 10% down | $2,481.63/mo |
| 15% down | $2,343.76/mo |
| 20% down | $2,205.89/mo |
| 25% down | $2,068.02/mo |
| 30% down | $1,930.15/mo |
| 35% down | $1,792.28/mo |
| 40% down | $1,654.42/mo |
| 45% down | $1,516.55/mo |
| 50% down | $1,378.68/mo |
$746,000 Home at 4%
| 0% down | $3,561.52/mo |
| 5% down | $3,383.44/mo |
| 10% down | $3,205.37/mo |
| 15% down | $3,027.29/mo |
| 20% down | $2,849.21/mo |
| 25% down | $2,671.14/mo |
| 30% down | $2,493.06/mo |
| 35% down | $2,314.99/mo |
| 40% down | $2,136.91/mo |
| 45% down | $1,958.83/mo |
| 50% down | $1,780.76/mo |
$746,000 Home at 6%
| 0% down | $4,472.65/mo |
| 5% down | $4,249.01/mo |
| 10% down | $4,025.38/mo |
| 15% down | $3,801.75/mo |
| 20% down | $3,578.12/mo |
| 25% down | $3,354.49/mo |
| 30% down | $3,130.85/mo |
| 35% down | $2,907.22/mo |
| 40% down | $2,683.59/mo |
| 45% down | $2,459.96/mo |
| 50% down | $2,236.32/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.