$746,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $746k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 746,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $746,000 house.
2% interest
0% down$2,757.36/mo
5% down$2,619.49/mo
10% down$2,481.63/mo
15% down$2,343.76/mo
20% down$2,205.89/mo
25% down$2,068.02/mo
30% down$1,930.15/mo
35% down$1,792.28/mo
40% down$1,654.42/mo
45% down$1,516.55/mo
50% down$1,378.68/mo
4% interest
0% down$3,561.52/mo
5% down$3,383.44/mo
10% down$3,205.37/mo
15% down$3,027.29/mo
20% down$2,849.21/mo
25% down$2,671.14/mo
30% down$2,493.06/mo
35% down$2,314.99/mo
40% down$2,136.91/mo
45% down$1,958.83/mo
50% down$1,780.76/mo
6% interest
0% down$4,472.65/mo
5% down$4,249.01/mo
10% down$4,025.38/mo
15% down$3,801.75/mo
20% down$3,578.12/mo
25% down$3,354.49/mo
30% down$3,130.85/mo
35% down$2,907.22/mo
40% down$2,683.59/mo
45% down$2,459.96/mo
50% down$2,236.32/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 746,000 house with a 20% down payment?
($596,800 loan. 30 year mortgage)
0.25%$1,720.89
0.50%$1,785.56
0.75%$1,851.78
1.00%$1,919.54
1.25%$1,988.85
1.50%$2,059.68
1.75%$2,132.03
2.00%$2,205.89
2.25%$2,281.24
2.50%$2,358.08
2.75%$2,436.38
3.00%$2,516.13
3.25%$2,597.31
3.50%$2,679.90
3.75%$2,763.87
4.00%$2,849.21
4.25%$2,935.90
4.50%$3,023.90
4.75%$3,113.19
5.00%$3,203.75
5.25%$3,295.55
5.50%$3,388.56
5.75%$3,482.76
6.00%$3,578.12
6.25%$3,674.60
6.50%$3,772.18
6.75%$3,870.83
7.00%$3,970.53
7.25%$4,071.23
7.50%$4,172.91
7.75%$4,275.55
8.00%$4,379.11
8.25%$4,483.56
8.50%$4,588.88
8.75%$4,695.03
9.00%$4,801.99
9.25%$4,909.73
9.50%$5,018.22
9.75%$5,127.43
10.00%$5,237.35
10.25%$5,347.93
10.50%$5,459.16
10.75%$5,571.02
11.00%$5,683.47
11.25%$5,796.49
11.50%$5,910.06
11.75%$6,024.16
12.00%$6,138.76