Use the mortgage calculator to calculate the cost of buying a $739k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 739,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $739,000 house.
$739,000 Home at 2%
| 0% down | $2,731.49/mo |
| 5% down | $2,594.91/mo |
| 10% down | $2,458.34/mo |
| 15% down | $2,321.76/mo |
| 20% down | $2,185.19/mo |
| 25% down | $2,048.62/mo |
| 30% down | $1,912.04/mo |
| 35% down | $1,775.47/mo |
| 40% down | $1,638.89/mo |
| 45% down | $1,502.32/mo |
| 50% down | $1,365.74/mo |
$739,000 Home at 4%
| 0% down | $3,528.10/mo |
| 5% down | $3,351.69/mo |
| 10% down | $3,175.29/mo |
| 15% down | $2,998.88/mo |
| 20% down | $2,822.48/mo |
| 25% down | $2,646.07/mo |
| 30% down | $2,469.67/mo |
| 35% down | $2,293.26/mo |
| 40% down | $2,116.86/mo |
| 45% down | $1,940.45/mo |
| 50% down | $1,764.05/mo |
$739,000 Home at 6%
| 0% down | $4,430.68/mo |
| 5% down | $4,209.14/mo |
| 10% down | $3,987.61/mo |
| 15% down | $3,766.08/mo |
| 20% down | $3,544.54/mo |
| 25% down | $3,323.01/mo |
| 30% down | $3,101.47/mo |
| 35% down | $2,879.94/mo |
| 40% down | $2,658.41/mo |
| 45% down | $2,436.87/mo |
| 50% down | $2,215.34/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.