$731,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $731k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 731,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $731,000 house.
2% interest
0% down$2,701.92/mo
5% down$2,566.82/mo
10% down$2,431.73/mo
15% down$2,296.63/mo
20% down$2,161.53/mo
25% down$2,026.44/mo
30% down$1,891.34/mo
35% down$1,756.25/mo
40% down$1,621.15/mo
45% down$1,486.06/mo
50% down$1,350.96/mo
4% interest
0% down$3,489.91/mo
5% down$3,315.41/mo
10% down$3,140.92/mo
15% down$2,966.42/mo
20% down$2,791.92/mo
25% down$2,617.43/mo
30% down$2,442.93/mo
35% down$2,268.44/mo
40% down$2,093.94/mo
45% down$1,919.45/mo
50% down$1,744.95/mo
6% interest
0% down$4,382.71/mo
5% down$4,163.58/mo
10% down$3,944.44/mo
15% down$3,725.31/mo
20% down$3,506.17/mo
25% down$3,287.04/mo
30% down$3,067.90/mo
35% down$2,848.76/mo
40% down$2,629.63/mo
45% down$2,410.49/mo
50% down$2,191.36/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 731,000 house with a 20% down payment?
($584,800 loan. 30 year mortgage)
0.25%$1,686.29
0.50%$1,749.66
0.75%$1,814.55
1.00%$1,880.95
1.25%$1,948.86
1.50%$2,018.26
1.75%$2,089.16
2.00%$2,161.53
2.25%$2,235.38
2.50%$2,310.67
2.75%$2,387.39
3.00%$2,465.54
3.25%$2,545.09
3.50%$2,626.01
3.75%$2,708.30
4.00%$2,791.92
4.25%$2,876.86
4.50%$2,963.10
4.75%$3,050.59
5.00%$3,139.33
5.25%$3,229.29
5.50%$3,320.43
5.75%$3,412.73
6.00%$3,506.17
6.25%$3,600.71
6.50%$3,696.33
6.75%$3,793.00
7.00%$3,890.69
7.25%$3,989.37
7.50%$4,089.01
7.75%$4,189.58
8.00%$4,291.06
8.25%$4,393.41
8.50%$4,496.61
8.75%$4,600.62
9.00%$4,705.43
9.25%$4,811.01
9.50%$4,917.32
9.75%$5,024.34
10.00%$5,132.04
10.25%$5,240.40
10.50%$5,349.40
10.75%$5,459.00
11.00%$5,569.19
11.25%$5,679.94
11.50%$5,791.22
11.75%$5,903.03
12.00%$6,015.33