$73,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $73k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 73,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $73,000 house.
2% interest
0% down$269.82/mo
5% down$256.33/mo
10% down$242.84/mo
15% down$229.35/mo
20% down$215.86/mo
25% down$202.37/mo
30% down$188.88/mo
35% down$175.38/mo
40% down$161.89/mo
45% down$148.40/mo
50% down$134.91/mo
4% interest
0% down$348.51/mo
5% down$331.09/mo
10% down$313.66/mo
15% down$296.24/mo
20% down$278.81/mo
25% down$261.38/mo
30% down$243.96/mo
35% down$226.53/mo
40% down$209.11/mo
45% down$191.68/mo
50% down$174.26/mo
6% interest
0% down$437.67/mo
5% down$415.79/mo
10% down$393.90/mo
15% down$372.02/mo
20% down$350.14/mo
25% down$328.25/mo
30% down$306.37/mo
35% down$284.49/mo
40% down$262.60/mo
45% down$240.72/mo
50% down$218.84/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 73,000 house with a 20% down payment?
($58,400 loan. 30 year mortgage)
0.25%$168.40
0.50%$174.73
0.75%$181.21
1.00%$187.84
1.25%$194.62
1.50%$201.55
1.75%$208.63
2.00%$215.86
2.25%$223.23
2.50%$230.75
2.75%$238.41
3.00%$246.22
3.25%$254.16
3.50%$262.24
3.75%$270.46
4.00%$278.81
4.25%$287.29
4.50%$295.90
4.75%$304.64
5.00%$313.50
5.25%$322.49
5.50%$331.59
5.75%$340.81
6.00%$350.14
6.25%$359.58
6.50%$369.13
6.75%$378.78
7.00%$388.54
7.25%$398.39
7.50%$408.34
7.75%$418.38
8.00%$428.52
8.25%$438.74
8.50%$449.05
8.75%$459.43
9.00%$469.90
9.25%$480.44
9.50%$491.06
9.75%$501.75
10.00%$512.50
10.25%$523.32
10.50%$534.21
10.75%$545.15
11.00%$556.16
11.25%$567.22
11.50%$578.33
11.75%$589.50
12.00%$600.71