$699,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $699k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 699,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $699,000 house.
2% interest
0% down$2,583.64/mo
5% down$2,454.46/mo
10% down$2,325.28/mo
15% down$2,196.09/mo
20% down$2,066.91/mo
25% down$1,937.73/mo
30% down$1,808.55/mo
35% down$1,679.37/mo
40% down$1,550.18/mo
45% down$1,421.00/mo
50% down$1,291.82/mo
4% interest
0% down$3,337.13/mo
5% down$3,170.28/mo
10% down$3,003.42/mo
15% down$2,836.56/mo
20% down$2,669.71/mo
25% down$2,502.85/mo
30% down$2,335.99/mo
35% down$2,169.14/mo
40% down$2,002.28/mo
45% down$1,835.42/mo
50% down$1,668.57/mo
6% interest
0% down$4,190.86/mo
5% down$3,981.32/mo
10% down$3,771.77/mo
15% down$3,562.23/mo
20% down$3,352.69/mo
25% down$3,143.14/mo
30% down$2,933.60/mo
35% down$2,724.06/mo
40% down$2,514.51/mo
45% down$2,304.97/mo
50% down$2,095.43/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 699,000 house with a 20% down payment?
($559,200 loan. 30 year mortgage)
0.25%$1,612.47
0.50%$1,673.07
0.75%$1,735.11
1.00%$1,798.61
1.25%$1,863.54
1.50%$1,929.91
1.75%$1,997.71
2.00%$2,066.91
2.25%$2,137.52
2.50%$2,209.52
2.75%$2,282.88
3.00%$2,357.61
3.25%$2,433.67
3.50%$2,511.06
3.75%$2,589.74
4.00%$2,669.71
4.25%$2,750.93
4.50%$2,833.38
4.75%$2,917.05
5.00%$3,001.91
5.25%$3,087.92
5.50%$3,175.08
5.75%$3,263.34
6.00%$3,352.69
6.25%$3,443.09
6.50%$3,534.52
6.75%$3,626.96
7.00%$3,720.37
7.25%$3,814.73
7.50%$3,910.01
7.75%$4,006.18
8.00%$4,103.21
8.25%$4,201.08
8.50%$4,299.76
8.75%$4,399.23
9.00%$4,499.45
9.25%$4,600.40
9.50%$4,702.06
9.75%$4,804.39
10.00%$4,907.38
10.25%$5,011.00
10.50%$5,115.22
10.75%$5,220.03
11.00%$5,325.39
11.25%$5,431.29
11.50%$5,537.71
11.75%$5,644.62
12.00%$5,752.00