Use the mortgage calculator to calculate the cost of buying a $682k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 682,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $682,000 house.
$682,000 Home at 2%
| 0% down | $2,520.80/mo |
| 5% down | $2,394.76/mo |
| 10% down | $2,268.72/mo |
| 15% down | $2,142.68/mo |
| 20% down | $2,016.64/mo |
| 25% down | $1,890.60/mo |
| 30% down | $1,764.56/mo |
| 35% down | $1,638.52/mo |
| 40% down | $1,512.48/mo |
| 45% down | $1,386.44/mo |
| 50% down | $1,260.40/mo |
$682,000 Home at 4%
| 0% down | $3,255.97/mo |
| 5% down | $3,093.17/mo |
| 10% down | $2,930.38/mo |
| 15% down | $2,767.58/mo |
| 20% down | $2,604.78/mo |
| 25% down | $2,441.98/mo |
| 30% down | $2,279.18/mo |
| 35% down | $2,116.38/mo |
| 40% down | $1,953.58/mo |
| 45% down | $1,790.78/mo |
| 50% down | $1,627.99/mo |
$682,000 Home at 6%
| 0% down | $4,088.93/mo |
| 5% down | $3,884.49/mo |
| 10% down | $3,680.04/mo |
| 15% down | $3,475.59/mo |
| 20% down | $3,271.15/mo |
| 25% down | $3,066.70/mo |
| 30% down | $2,862.25/mo |
| 35% down | $2,657.81/mo |
| 40% down | $2,453.36/mo |
| 45% down | $2,248.91/mo |
| 50% down | $2,044.47/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.