$682,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $682k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 682,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $682,000 house.
2% interest
0% down$2,520.80/mo
5% down$2,394.76/mo
10% down$2,268.72/mo
15% down$2,142.68/mo
20% down$2,016.64/mo
25% down$1,890.60/mo
30% down$1,764.56/mo
35% down$1,638.52/mo
40% down$1,512.48/mo
45% down$1,386.44/mo
50% down$1,260.40/mo
4% interest
0% down$3,255.97/mo
5% down$3,093.17/mo
10% down$2,930.38/mo
15% down$2,767.58/mo
20% down$2,604.78/mo
25% down$2,441.98/mo
30% down$2,279.18/mo
35% down$2,116.38/mo
40% down$1,953.58/mo
45% down$1,790.78/mo
50% down$1,627.99/mo
6% interest
0% down$4,088.93/mo
5% down$3,884.49/mo
10% down$3,680.04/mo
15% down$3,475.59/mo
20% down$3,271.15/mo
25% down$3,066.70/mo
30% down$2,862.25/mo
35% down$2,657.81/mo
40% down$2,453.36/mo
45% down$2,248.91/mo
50% down$2,044.47/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 682,000 house with a 20% down payment?
($545,600 loan. 30 year mortgage)
0.25%$1,573.26
0.50%$1,632.38
0.75%$1,692.92
1.00%$1,754.87
1.25%$1,818.22
1.50%$1,882.98
1.75%$1,949.12
2.00%$2,016.64
2.25%$2,085.53
2.50%$2,155.78
2.75%$2,227.36
3.00%$2,300.27
3.25%$2,374.49
3.50%$2,449.99
3.75%$2,526.76
4.00%$2,604.78
4.25%$2,684.02
4.50%$2,764.48
4.75%$2,846.11
5.00%$2,928.90
5.25%$3,012.82
5.50%$3,097.86
5.75%$3,183.97
6.00%$3,271.15
6.25%$3,359.35
6.50%$3,448.56
6.75%$3,538.75
7.00%$3,629.89
7.25%$3,721.95
7.50%$3,814.91
7.75%$3,908.75
8.00%$4,003.42
8.25%$4,098.91
8.50%$4,195.19
8.75%$4,292.24
9.00%$4,390.02
9.25%$4,488.52
9.50%$4,587.70
9.75%$4,687.55
10.00%$4,788.03
10.25%$4,889.13
10.50%$4,990.82
10.75%$5,093.07
11.00%$5,195.88
11.25%$5,299.20
11.50%$5,403.03
11.75%$5,507.34
12.00%$5,612.11