$680,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $680k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 680,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $680,000 house.
2% interest
0% down$2,513.41/mo
5% down$2,387.74/mo
10% down$2,262.07/mo
15% down$2,136.40/mo
20% down$2,010.73/mo
25% down$1,885.06/mo
30% down$1,759.39/mo
35% down$1,633.72/mo
40% down$1,508.05/mo
45% down$1,382.38/mo
50% down$1,256.71/mo
4% interest
0% down$3,246.42/mo
5% down$3,084.10/mo
10% down$2,921.78/mo
15% down$2,759.46/mo
20% down$2,597.14/mo
25% down$2,434.82/mo
30% down$2,272.50/mo
35% down$2,110.18/mo
40% down$1,947.85/mo
45% down$1,785.53/mo
50% down$1,623.21/mo
6% interest
0% down$4,076.94/mo
5% down$3,873.10/mo
10% down$3,669.25/mo
15% down$3,465.40/mo
20% down$3,261.55/mo
25% down$3,057.71/mo
30% down$2,853.86/mo
35% down$2,650.01/mo
40% down$2,446.17/mo
45% down$2,242.32/mo
50% down$2,038.47/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 680,000 house with a 20% down payment?
($544,000 loan. 30 year mortgage)
0.25%$1,568.64
0.50%$1,627.59
0.75%$1,687.95
1.00%$1,749.72
1.25%$1,812.89
1.50%$1,877.45
1.75%$1,943.40
2.00%$2,010.73
2.25%$2,079.42
2.50%$2,149.46
2.75%$2,220.83
3.00%$2,293.53
3.25%$2,367.52
3.50%$2,442.80
3.75%$2,519.35
4.00%$2,597.14
4.25%$2,676.15
4.50%$2,756.37
4.75%$2,837.76
5.00%$2,920.31
5.25%$3,003.99
5.50%$3,088.77
5.75%$3,174.64
6.00%$3,261.55
6.25%$3,349.50
6.50%$3,438.45
6.75%$3,528.37
7.00%$3,619.25
7.25%$3,711.04
7.50%$3,803.73
7.75%$3,897.28
8.00%$3,991.68
8.25%$4,086.89
8.50%$4,182.89
8.75%$4,279.65
9.00%$4,377.15
9.25%$4,475.35
9.50%$4,574.25
9.75%$4,673.80
10.00%$4,773.99
10.25%$4,874.79
10.50%$4,976.18
10.75%$5,078.14
11.00%$5,180.64
11.25%$5,283.66
11.50%$5,387.19
11.75%$5,491.19
12.00%$5,595.65