$679,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $679k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 679,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $679,000 house.
2% interest
0% down$2,509.72/mo
5% down$2,384.23/mo
10% down$2,258.74/mo
15% down$2,133.26/mo
20% down$2,007.77/mo
25% down$1,882.29/mo
30% down$1,756.80/mo
35% down$1,631.32/mo
40% down$1,505.83/mo
45% down$1,380.34/mo
50% down$1,254.86/mo
4% interest
0% down$3,241.65/mo
5% down$3,079.57/mo
10% down$2,917.48/mo
15% down$2,755.40/mo
20% down$2,593.32/mo
25% down$2,431.24/mo
30% down$2,269.15/mo
35% down$2,107.07/mo
40% down$1,944.99/mo
45% down$1,782.91/mo
50% down$1,620.82/mo
6% interest
0% down$4,070.95/mo
5% down$3,867.40/mo
10% down$3,663.85/mo
15% down$3,460.31/mo
20% down$3,256.76/mo
25% down$3,053.21/mo
30% down$2,849.66/mo
35% down$2,646.12/mo
40% down$2,442.57/mo
45% down$2,239.02/mo
50% down$2,035.47/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 679,000 house with a 20% down payment?
($543,200 loan. 30 year mortgage)
0.25%$1,566.34
0.50%$1,625.20
0.75%$1,685.47
1.00%$1,747.15
1.25%$1,810.22
1.50%$1,874.69
1.75%$1,940.55
2.00%$2,007.77
2.25%$2,076.36
2.50%$2,146.30
2.75%$2,217.57
3.00%$2,290.15
3.25%$2,364.04
3.50%$2,439.21
3.75%$2,515.64
4.00%$2,593.32
4.25%$2,672.22
4.50%$2,752.31
4.75%$2,833.59
5.00%$2,916.02
5.25%$2,999.57
5.50%$3,084.23
5.75%$3,169.97
6.00%$3,256.76
6.25%$3,344.58
6.50%$3,433.39
6.75%$3,523.18
7.00%$3,613.92
7.25%$3,705.58
7.50%$3,798.13
7.75%$3,891.55
8.00%$3,985.81
8.25%$4,080.88
8.50%$4,176.74
8.75%$4,273.36
9.00%$4,370.71
9.25%$4,468.77
9.50%$4,567.52
9.75%$4,666.93
10.00%$4,766.97
10.25%$4,867.62
10.50%$4,968.86
10.75%$5,070.67
11.00%$5,173.02
11.25%$5,275.89
11.50%$5,379.26
11.75%$5,483.11
12.00%$5,587.42