$678,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $678k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 678,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $678,000 house.
2% interest
0% down$2,506.02/mo
5% down$2,380.72/mo
10% down$2,255.42/mo
15% down$2,130.12/mo
20% down$2,004.82/mo
25% down$1,879.52/mo
30% down$1,754.21/mo
35% down$1,628.91/mo
40% down$1,503.61/mo
45% down$1,378.31/mo
50% down$1,253.01/mo
4% interest
0% down$3,236.88/mo
5% down$3,075.03/mo
10% down$2,913.19/mo
15% down$2,751.34/mo
20% down$2,589.50/mo
25% down$2,427.66/mo
30% down$2,265.81/mo
35% down$2,103.97/mo
40% down$1,942.13/mo
45% down$1,780.28/mo
50% down$1,618.44/mo
6% interest
0% down$4,064.95/mo
5% down$3,861.70/mo
10% down$3,658.46/mo
15% down$3,455.21/mo
20% down$3,251.96/mo
25% down$3,048.71/mo
30% down$2,845.47/mo
35% down$2,642.22/mo
40% down$2,438.97/mo
45% down$2,235.72/mo
50% down$2,032.48/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 678,000 house with a 20% down payment?
($542,400 loan. 30 year mortgage)
0.25%$1,564.03
0.50%$1,622.80
0.75%$1,682.99
1.00%$1,744.57
1.25%$1,807.56
1.50%$1,871.93
1.75%$1,937.69
2.00%$2,004.82
2.25%$2,073.30
2.50%$2,143.14
2.75%$2,214.30
3.00%$2,286.78
3.25%$2,360.56
3.50%$2,435.62
3.75%$2,511.94
4.00%$2,589.50
4.25%$2,668.28
4.50%$2,748.26
4.75%$2,829.42
5.00%$2,911.72
5.25%$2,995.15
5.50%$3,079.69
5.75%$3,165.30
6.00%$3,251.96
6.25%$3,339.65
6.50%$3,428.34
6.75%$3,518.00
7.00%$3,608.60
7.25%$3,700.12
7.50%$3,792.54
7.75%$3,885.82
8.00%$3,979.94
8.25%$4,074.87
8.50%$4,170.59
8.75%$4,267.06
9.00%$4,364.27
9.25%$4,462.19
9.50%$4,560.79
9.75%$4,660.05
10.00%$4,759.95
10.25%$4,860.45
10.50%$4,961.55
10.75%$5,063.20
11.00%$5,165.40
11.25%$5,268.12
11.50%$5,371.34
11.75%$5,475.04
12.00%$5,579.19