$677,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $677k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 677,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $677,000 house.
2% interest
0% down$2,502.32/mo
5% down$2,377.21/mo
10% down$2,252.09/mo
15% down$2,126.98/mo
20% down$2,001.86/mo
25% down$1,876.74/mo
30% down$1,751.63/mo
35% down$1,626.51/mo
40% down$1,501.39/mo
45% down$1,376.28/mo
50% down$1,251.16/mo
4% interest
0% down$3,232.10/mo
5% down$3,070.50/mo
10% down$2,908.89/mo
15% down$2,747.29/mo
20% down$2,585.68/mo
25% down$2,424.08/mo
30% down$2,262.47/mo
35% down$2,100.87/mo
40% down$1,939.26/mo
45% down$1,777.66/mo
50% down$1,616.05/mo
6% interest
0% down$4,058.96/mo
5% down$3,856.01/mo
10% down$3,653.06/mo
15% down$3,450.11/mo
20% down$3,247.17/mo
25% down$3,044.22/mo
30% down$2,841.27/mo
35% down$2,638.32/mo
40% down$2,435.37/mo
45% down$2,232.43/mo
50% down$2,029.48/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 677,000 house with a 20% down payment?
($541,600 loan. 30 year mortgage)
0.25%$1,561.72
0.50%$1,620.41
0.75%$1,680.50
1.00%$1,742.00
1.25%$1,804.89
1.50%$1,869.17
1.75%$1,934.83
2.00%$2,001.86
2.25%$2,070.24
2.50%$2,139.97
2.75%$2,211.03
3.00%$2,283.41
3.25%$2,357.08
3.50%$2,432.03
3.75%$2,508.23
4.00%$2,585.68
4.25%$2,664.35
4.50%$2,744.21
4.75%$2,825.24
5.00%$2,907.43
5.25%$2,990.74
5.50%$3,075.15
5.75%$3,160.63
6.00%$3,247.17
6.25%$3,334.72
6.50%$3,423.28
6.75%$3,512.81
7.00%$3,603.28
7.25%$3,694.67
7.50%$3,786.95
7.75%$3,880.09
8.00%$3,974.07
8.25%$4,068.86
8.50%$4,164.44
8.75%$4,260.77
9.00%$4,357.84
9.25%$4,455.61
9.50%$4,554.07
9.75%$4,653.18
10.00%$4,752.93
10.25%$4,853.28
10.50%$4,954.23
10.75%$5,055.74
11.00%$5,157.78
11.25%$5,260.35
11.50%$5,363.42
11.75%$5,466.96
12.00%$5,570.97