$676,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $676k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 676,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $676,000 house.
2% interest
0% down$2,498.63/mo
5% down$2,373.70/mo
10% down$2,248.76/mo
15% down$2,123.83/mo
20% down$1,998.90/mo
25% down$1,873.97/mo
30% down$1,749.04/mo
35% down$1,624.11/mo
40% down$1,499.18/mo
45% down$1,374.25/mo
50% down$1,249.31/mo
4% interest
0% down$3,227.33/mo
5% down$3,065.96/mo
10% down$2,904.59/mo
15% down$2,743.23/mo
20% down$2,581.86/mo
25% down$2,420.50/mo
30% down$2,259.13/mo
35% down$2,097.76/mo
40% down$1,936.40/mo
45% down$1,775.03/mo
50% down$1,613.66/mo
6% interest
0% down$4,052.96/mo
5% down$3,850.31/mo
10% down$3,647.67/mo
15% down$3,445.02/mo
20% down$3,242.37/mo
25% down$3,039.72/mo
30% down$2,837.07/mo
35% down$2,634.43/mo
40% down$2,431.78/mo
45% down$2,229.13/mo
50% down$2,026.48/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 676,000 house with a 20% down payment?
($540,800 loan. 30 year mortgage)
0.25%$1,559.42
0.50%$1,618.02
0.75%$1,678.02
1.00%$1,739.43
1.25%$1,802.23
1.50%$1,866.41
1.75%$1,931.97
2.00%$1,998.90
2.25%$2,067.19
2.50%$2,136.81
2.75%$2,207.77
3.00%$2,280.03
3.25%$2,353.60
3.50%$2,428.43
3.75%$2,504.53
4.00%$2,581.86
4.25%$2,660.41
4.50%$2,740.15
4.75%$2,821.07
5.00%$2,903.13
5.25%$2,986.32
5.50%$3,070.60
5.75%$3,155.96
6.00%$3,242.37
6.25%$3,329.80
6.50%$3,418.22
6.75%$3,507.62
7.00%$3,597.96
7.25%$3,689.21
7.50%$3,781.35
7.75%$3,874.36
8.00%$3,968.20
8.25%$4,062.85
8.50%$4,158.28
8.75%$4,254.48
9.00%$4,351.40
9.25%$4,449.03
9.50%$4,547.34
9.75%$4,646.31
10.00%$4,745.91
10.25%$4,846.12
10.50%$4,946.91
10.75%$5,048.27
11.00%$5,150.16
11.25%$5,252.58
11.50%$5,355.50
11.75%$5,458.89
12.00%$5,562.74