$674,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $674k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 674,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $674,000 house.
2% interest
0% down$2,491.24/mo
5% down$2,366.67/mo
10% down$2,242.11/mo
15% down$2,117.55/mo
20% down$1,992.99/mo
25% down$1,868.43/mo
30% down$1,743.86/mo
35% down$1,619.30/mo
40% down$1,494.74/mo
45% down$1,370.18/mo
50% down$1,245.62/mo
4% interest
0% down$3,217.78/mo
5% down$3,056.89/mo
10% down$2,896.00/mo
15% down$2,735.11/mo
20% down$2,574.22/mo
25% down$2,413.33/mo
30% down$2,252.45/mo
35% down$2,091.56/mo
40% down$1,930.67/mo
45% down$1,769.78/mo
50% down$1,608.89/mo
6% interest
0% down$4,040.97/mo
5% down$3,838.92/mo
10% down$3,636.87/mo
15% down$3,434.82/mo
20% down$3,232.78/mo
25% down$3,030.73/mo
30% down$2,828.68/mo
35% down$2,626.63/mo
40% down$2,424.58/mo
45% down$2,222.53/mo
50% down$2,020.49/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 674,000 house with a 20% down payment?
($539,200 loan. 30 year mortgage)
0.25%$1,554.80
0.50%$1,613.23
0.75%$1,673.06
1.00%$1,734.28
1.25%$1,796.89
1.50%$1,860.89
1.75%$1,926.26
2.00%$1,992.99
2.25%$2,061.07
2.50%$2,130.49
2.75%$2,201.24
3.00%$2,273.29
3.25%$2,346.63
3.50%$2,421.25
3.75%$2,497.12
4.00%$2,574.22
4.25%$2,652.54
4.50%$2,732.05
4.75%$2,812.72
5.00%$2,894.54
5.25%$2,977.48
5.50%$3,061.52
5.75%$3,146.62
6.00%$3,232.78
6.25%$3,319.95
6.50%$3,408.11
6.75%$3,497.24
7.00%$3,587.31
7.25%$3,678.29
7.50%$3,770.16
7.75%$3,862.89
8.00%$3,956.46
8.25%$4,050.83
8.50%$4,145.98
8.75%$4,241.89
9.00%$4,338.53
9.25%$4,435.87
9.50%$4,533.89
9.75%$4,632.56
10.00%$4,731.87
10.25%$4,831.78
10.50%$4,932.27
10.75%$5,033.33
11.00%$5,134.93
11.25%$5,237.04
11.50%$5,339.65
11.75%$5,442.74
12.00%$5,546.28