Use the mortgage calculator to calculate the cost of buying a $664k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 664,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $664,000 house.
$664,000 Home at 2%
| 0% down | $2,454.27/mo |
| 5% down | $2,331.56/mo |
| 10% down | $2,208.85/mo |
| 15% down | $2,086.13/mo |
| 20% down | $1,963.42/mo |
| 25% down | $1,840.70/mo |
| 30% down | $1,717.99/mo |
| 35% down | $1,595.28/mo |
| 40% down | $1,472.56/mo |
| 45% down | $1,349.85/mo |
| 50% down | $1,227.14/mo |
$664,000 Home at 4%
| 0% down | $3,170.04/mo |
| 5% down | $3,011.54/mo |
| 10% down | $2,853.03/mo |
| 15% down | $2,694.53/mo |
| 20% down | $2,536.03/mo |
| 25% down | $2,377.53/mo |
| 30% down | $2,219.03/mo |
| 35% down | $2,060.52/mo |
| 40% down | $1,902.02/mo |
| 45% down | $1,743.52/mo |
| 50% down | $1,585.02/mo |
$664,000 Home at 6%
| 0% down | $3,981.02/mo |
| 5% down | $3,781.96/mo |
| 10% down | $3,582.91/mo |
| 15% down | $3,383.86/mo |
| 20% down | $3,184.81/mo |
| 25% down | $2,985.76/mo |
| 30% down | $2,786.71/mo |
| 35% down | $2,587.66/mo |
| 40% down | $2,388.61/mo |
| 45% down | $2,189.56/mo |
| 50% down | $1,990.51/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.