$664,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $664k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 664,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $664,000 house.
2% interest
0% down$2,454.27/mo
5% down$2,331.56/mo
10% down$2,208.85/mo
15% down$2,086.13/mo
20% down$1,963.42/mo
25% down$1,840.70/mo
30% down$1,717.99/mo
35% down$1,595.28/mo
40% down$1,472.56/mo
45% down$1,349.85/mo
50% down$1,227.14/mo
4% interest
0% down$3,170.04/mo
5% down$3,011.54/mo
10% down$2,853.03/mo
15% down$2,694.53/mo
20% down$2,536.03/mo
25% down$2,377.53/mo
30% down$2,219.03/mo
35% down$2,060.52/mo
40% down$1,902.02/mo
45% down$1,743.52/mo
50% down$1,585.02/mo
6% interest
0% down$3,981.02/mo
5% down$3,781.96/mo
10% down$3,582.91/mo
15% down$3,383.86/mo
20% down$3,184.81/mo
25% down$2,985.76/mo
30% down$2,786.71/mo
35% down$2,587.66/mo
40% down$2,388.61/mo
45% down$2,189.56/mo
50% down$1,990.51/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 664,000 house with a 20% down payment?
($531,200 loan. 30 year mortgage)
0.25%$1,531.73
0.50%$1,589.29
0.75%$1,648.23
1.00%$1,708.55
1.25%$1,770.23
1.50%$1,833.28
1.75%$1,897.68
2.00%$1,963.42
2.25%$2,030.49
2.50%$2,098.88
2.75%$2,168.58
3.00%$2,239.56
3.25%$2,311.82
3.50%$2,385.33
3.75%$2,460.07
4.00%$2,536.03
4.25%$2,613.18
4.50%$2,691.51
4.75%$2,770.99
5.00%$2,851.60
5.25%$2,933.31
5.50%$3,016.10
5.75%$3,099.94
6.00%$3,184.81
6.25%$3,270.69
6.50%$3,357.55
6.75%$3,445.35
7.00%$3,534.09
7.25%$3,623.72
7.50%$3,714.23
7.75%$3,805.58
8.00%$3,897.76
8.25%$3,990.73
8.50%$4,084.47
8.75%$4,178.95
9.00%$4,274.16
9.25%$4,370.05
9.50%$4,466.62
9.75%$4,563.83
10.00%$4,661.66
10.25%$4,760.09
10.50%$4,859.10
10.75%$4,958.65
11.00%$5,058.74
11.25%$5,159.34
11.50%$5,260.43
11.75%$5,361.98
12.00%$5,463.99