$66,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $66k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 66,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $66,000 house.
2% interest
0% down$243.95/mo
5% down$231.75/mo
10% down$219.55/mo
15% down$207.36/mo
20% down$195.16/mo
25% down$182.96/mo
30% down$170.76/mo
35% down$158.57/mo
40% down$146.37/mo
45% down$134.17/mo
50% down$121.97/mo
4% interest
0% down$315.09/mo
5% down$299.34/mo
10% down$283.58/mo
15% down$267.83/mo
20% down$252.08/mo
25% down$236.32/mo
30% down$220.57/mo
35% down$204.81/mo
40% down$189.06/mo
45% down$173.30/mo
50% down$157.55/mo
6% interest
0% down$395.70/mo
5% down$375.92/mo
10% down$356.13/mo
15% down$336.35/mo
20% down$316.56/mo
25% down$296.78/mo
30% down$276.99/mo
35% down$257.21/mo
40% down$237.42/mo
45% down$217.64/mo
50% down$197.85/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 66,000 house with a 20% down payment?
($52,800 loan. 30 year mortgage)
0.25%$152.25
0.50%$157.97
0.75%$163.83
1.00%$169.83
1.25%$175.96
1.50%$182.22
1.75%$188.62
2.00%$195.16
2.25%$201.83
2.50%$208.62
2.75%$215.55
3.00%$222.61
3.25%$229.79
3.50%$237.10
3.75%$244.53
4.00%$252.08
4.25%$259.74
4.50%$267.53
4.75%$275.43
5.00%$283.44
5.25%$291.56
5.50%$299.79
5.75%$308.13
6.00%$316.56
6.25%$325.10
6.50%$333.73
6.75%$342.46
7.00%$351.28
7.25%$360.19
7.50%$369.19
7.75%$378.27
8.00%$387.43
8.25%$396.67
8.50%$405.99
8.75%$415.38
9.00%$424.84
9.25%$434.37
9.50%$443.97
9.75%$453.63
10.00%$463.36
10.25%$473.14
10.50%$482.98
10.75%$492.88
11.00%$502.83
11.25%$512.83
11.50%$522.87
11.75%$532.97
12.00%$543.11