$659,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $659k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 659,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $659,000 house.
2% interest
0% down$2,435.79/mo
5% down$2,314.00/mo
10% down$2,192.21/mo
15% down$2,070.42/mo
20% down$1,948.63/mo
25% down$1,826.84/mo
30% down$1,705.05/mo
35% down$1,583.27/mo
40% down$1,461.48/mo
45% down$1,339.69/mo
50% down$1,217.90/mo
4% interest
0% down$3,146.17/mo
5% down$2,988.86/mo
10% down$2,831.55/mo
15% down$2,674.24/mo
20% down$2,516.93/mo
25% down$2,359.63/mo
30% down$2,202.32/mo
35% down$2,045.01/mo
40% down$1,887.70/mo
45% down$1,730.39/mo
50% down$1,573.08/mo
6% interest
0% down$3,951.04/mo
5% down$3,753.49/mo
10% down$3,555.93/mo
15% down$3,358.38/mo
20% down$3,160.83/mo
25% down$2,963.28/mo
30% down$2,765.73/mo
35% down$2,568.17/mo
40% down$2,370.62/mo
45% down$2,173.07/mo
50% down$1,975.52/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 659,000 house with a 20% down payment?
($527,200 loan. 30 year mortgage)
0.25%$1,520.20
0.50%$1,577.33
0.75%$1,635.82
1.00%$1,695.68
1.25%$1,756.90
1.50%$1,819.47
1.75%$1,883.39
2.00%$1,948.63
2.25%$2,015.20
2.50%$2,083.08
2.75%$2,152.25
3.00%$2,222.70
3.25%$2,294.41
3.50%$2,367.36
3.75%$2,441.55
4.00%$2,516.93
4.25%$2,593.51
4.50%$2,671.24
4.75%$2,750.12
5.00%$2,830.12
5.25%$2,911.22
5.50%$2,993.38
5.75%$3,076.60
6.00%$3,160.83
6.25%$3,246.06
6.50%$3,332.26
6.75%$3,419.41
7.00%$3,507.47
7.25%$3,596.43
7.50%$3,686.26
7.75%$3,776.93
8.00%$3,868.41
8.25%$3,960.68
8.50%$4,053.71
8.75%$4,147.48
9.00%$4,241.97
9.25%$4,337.14
9.50%$4,432.98
9.75%$4,529.46
10.00%$4,626.56
10.25%$4,724.25
10.50%$4,822.51
10.75%$4,921.31
11.00%$5,020.65
11.25%$5,120.49
11.50%$5,220.82
11.75%$5,321.61
12.00%$5,422.85