$604,000 Mortgage Loan Payments and Costs

$
$
%
years
%

Loan Summary


Use the mortgage calculator to calculate the cost of buying a $604k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 604,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $604,000 house.
2% interest
0% down$2,232.50/mo
5% down$2,120.88/mo
10% down$2,009.25/mo
15% down$1,897.63/mo
20% down$1,786.00/mo
25% down$1,674.38/mo
30% down$1,562.75/mo
35% down$1,451.13/mo
40% down$1,339.50/mo
45% down$1,227.88/mo
50% down$1,116.25/mo
4% interest
0% down$2,883.59/mo
5% down$2,739.41/mo
10% down$2,595.23/mo
15% down$2,451.05/mo
20% down$2,306.87/mo
25% down$2,162.69/mo
30% down$2,018.51/mo
35% down$1,874.33/mo
40% down$1,730.15/mo
45% down$1,585.97/mo
50% down$1,441.79/mo
6% interest
0% down$3,621.29/mo
5% down$3,440.22/mo
10% down$3,259.16/mo
15% down$3,078.09/mo
20% down$2,897.03/mo
25% down$2,715.96/mo
30% down$2,534.90/mo
35% down$2,353.84/mo
40% down$2,172.77/mo
45% down$1,991.71/mo
50% down$1,810.64/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 604,000 house with a 20% down payment?
($483,200 loan. 30 year mortgage)
0.25%$1,393.32
0.50%$1,445.68
0.75%$1,499.30
1.00%$1,554.16
1.25%$1,610.27
1.50%$1,667.62
1.75%$1,726.20
2.00%$1,786.00
2.25%$1,847.01
2.50%$1,909.22
2.75%$1,972.62
3.00%$2,037.19
3.25%$2,102.92
3.50%$2,169.78
3.75%$2,237.77
4.00%$2,306.87
4.25%$2,377.05
4.50%$2,448.30
4.75%$2,520.60
5.00%$2,593.92
5.25%$2,668.25
5.50%$2,743.56
5.75%$2,819.82
6.00%$2,897.03
6.25%$2,975.15
6.50%$3,054.15
6.75%$3,134.03
7.00%$3,214.74
7.25%$3,296.28
7.50%$3,378.60
7.75%$3,461.70
8.00%$3,545.55
8.25%$3,630.12
8.50%$3,715.39
8.75%$3,801.34
9.00%$3,887.94
9.25%$3,975.17
9.50%$4,063.01
9.75%$4,151.43
10.00%$4,240.43
10.25%$4,329.96
10.50%$4,420.02
10.75%$4,510.58
11.00%$4,601.63
11.25%$4,693.14
11.50%$4,785.09
11.75%$4,877.47
12.00%$4,970.26