$599,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $599k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 599,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $599,000 house.
2% interest
0% down$2,214.02/mo
5% down$2,103.32/mo
10% down$1,992.62/mo
15% down$1,881.92/mo
20% down$1,771.22/mo
25% down$1,660.52/mo
30% down$1,549.81/mo
35% down$1,439.11/mo
40% down$1,328.41/mo
45% down$1,217.71/mo
50% down$1,107.01/mo
4% interest
0% down$2,859.72/mo
5% down$2,716.73/mo
10% down$2,573.75/mo
15% down$2,430.76/mo
20% down$2,287.77/mo
25% down$2,144.79/mo
30% down$2,001.80/mo
35% down$1,858.82/mo
40% down$1,715.83/mo
45% down$1,572.84/mo
50% down$1,429.86/mo
6% interest
0% down$3,591.31/mo
5% down$3,411.74/mo
10% down$3,232.18/mo
15% down$3,052.61/mo
20% down$2,873.05/mo
25% down$2,693.48/mo
30% down$2,513.92/mo
35% down$2,334.35/mo
40% down$2,154.78/mo
45% down$1,975.22/mo
50% down$1,795.65/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 599,000 house with a 20% down payment?
($479,200 loan. 30 year mortgage)
0.25%$1,381.79
0.50%$1,433.72
0.75%$1,486.89
1.00%$1,541.30
1.25%$1,596.94
1.50%$1,653.82
1.75%$1,711.91
2.00%$1,771.22
2.25%$1,831.72
2.50%$1,893.42
2.75%$1,956.29
3.00%$2,020.33
3.25%$2,085.51
3.50%$2,151.82
3.75%$2,219.25
4.00%$2,287.77
4.25%$2,357.38
4.50%$2,428.04
4.75%$2,499.73
5.00%$2,572.45
5.25%$2,646.16
5.50%$2,720.84
5.75%$2,796.48
6.00%$2,873.05
6.25%$2,950.52
6.50%$3,028.87
6.75%$3,108.08
7.00%$3,188.13
7.25%$3,268.99
7.50%$3,350.64
7.75%$3,433.05
8.00%$3,516.20
8.25%$3,600.07
8.50%$3,684.63
8.75%$3,769.87
9.00%$3,855.75
9.25%$3,942.26
9.50%$4,029.37
9.75%$4,117.07
10.00%$4,205.32
10.25%$4,294.12
10.50%$4,383.43
10.75%$4,473.24
11.00%$4,563.53
11.25%$4,654.28
11.50%$4,745.48
11.75%$4,837.09
12.00%$4,929.11