$596,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $596k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 596,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $596,000 house.
2% interest
0% down$2,202.93/mo
5% down$2,092.79/mo
10% down$1,982.64/mo
15% down$1,872.49/mo
20% down$1,762.35/mo
25% down$1,652.20/mo
30% down$1,542.05/mo
35% down$1,431.91/mo
40% down$1,321.76/mo
45% down$1,211.61/mo
50% down$1,101.47/mo
4% interest
0% down$2,845.40/mo
5% down$2,703.13/mo
10% down$2,560.86/mo
15% down$2,418.59/mo
20% down$2,276.32/mo
25% down$2,134.05/mo
30% down$1,991.78/mo
35% down$1,849.51/mo
40% down$1,707.24/mo
45% down$1,564.97/mo
50% down$1,422.70/mo
6% interest
0% down$3,573.32/mo
5% down$3,394.66/mo
10% down$3,215.99/mo
15% down$3,037.32/mo
20% down$2,858.66/mo
25% down$2,679.99/mo
30% down$2,501.32/mo
35% down$2,322.66/mo
40% down$2,143.99/mo
45% down$1,965.33/mo
50% down$1,786.66/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 596,000 house with a 20% down payment?
($476,800 loan. 30 year mortgage)
0.25%$1,374.87
0.50%$1,426.54
0.75%$1,479.44
1.00%$1,533.58
1.25%$1,588.94
1.50%$1,645.53
1.75%$1,703.34
2.00%$1,762.35
2.25%$1,822.55
2.50%$1,883.94
2.75%$1,946.49
3.00%$2,010.21
3.25%$2,075.06
3.50%$2,141.05
3.75%$2,208.14
4.00%$2,276.32
4.25%$2,345.57
4.50%$2,415.88
4.75%$2,487.21
5.00%$2,559.57
5.25%$2,632.91
5.50%$2,707.22
5.75%$2,782.48
6.00%$2,858.66
6.25%$2,935.74
6.50%$3,013.70
6.75%$3,092.52
7.00%$3,172.16
7.25%$3,252.62
7.50%$3,333.85
7.75%$3,415.85
8.00%$3,498.59
8.25%$3,582.04
8.50%$3,666.18
8.75%$3,750.99
9.00%$3,836.44
9.25%$3,922.52
9.50%$4,009.19
9.75%$4,096.45
10.00%$4,184.26
10.25%$4,272.61
10.50%$4,361.48
10.75%$4,450.84
11.00%$4,540.68
11.25%$4,630.97
11.50%$4,721.71
11.75%$4,812.87
12.00%$4,904.42