$582,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $582k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 582,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $582,000 house.
2% interest
0% down$2,151.19/mo
5% down$2,043.63/mo
10% down$1,936.07/mo
15% down$1,828.51/mo
20% down$1,720.95/mo
25% down$1,613.39/mo
30% down$1,505.83/mo
35% down$1,398.27/mo
40% down$1,290.71/mo
45% down$1,183.15/mo
50% down$1,075.59/mo
4% interest
0% down$2,778.56/mo
5% down$2,639.63/mo
10% down$2,500.70/mo
15% down$2,361.77/mo
20% down$2,222.85/mo
25% down$2,083.92/mo
30% down$1,944.99/mo
35% down$1,806.06/mo
40% down$1,667.13/mo
45% down$1,528.21/mo
50% down$1,389.28/mo
6% interest
0% down$3,489.38/mo
5% down$3,314.91/mo
10% down$3,140.45/mo
15% down$2,965.98/mo
20% down$2,791.51/mo
25% down$2,617.04/mo
30% down$2,442.57/mo
35% down$2,268.10/mo
40% down$2,093.63/mo
45% down$1,919.16/mo
50% down$1,744.69/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 582,000 house with a 20% down payment?
($465,600 loan. 30 year mortgage)
0.25%$1,342.57
0.50%$1,393.03
0.75%$1,444.69
1.00%$1,497.55
1.25%$1,551.62
1.50%$1,606.88
1.75%$1,663.33
2.00%$1,720.95
2.25%$1,779.74
2.50%$1,839.68
2.75%$1,900.77
3.00%$1,962.99
3.25%$2,026.32
3.50%$2,090.75
3.75%$2,156.27
4.00%$2,222.85
4.25%$2,290.47
4.50%$2,359.13
4.75%$2,428.79
5.00%$2,499.44
5.25%$2,571.06
5.50%$2,643.63
5.75%$2,717.12
6.00%$2,791.51
6.25%$2,866.78
6.50%$2,942.91
6.75%$3,019.87
7.00%$3,097.65
7.25%$3,176.21
7.50%$3,255.54
7.75%$3,335.62
8.00%$3,416.41
8.25%$3,497.90
8.50%$3,580.06
8.75%$3,662.88
9.00%$3,746.32
9.25%$3,830.38
9.50%$3,915.02
9.75%$4,000.22
10.00%$4,085.97
10.25%$4,172.25
10.50%$4,259.03
10.75%$4,346.29
11.00%$4,434.02
11.25%$4,522.19
11.50%$4,610.80
11.75%$4,699.81
12.00%$4,789.22