Use the mortgage calculator to calculate the cost of buying a $565k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 565,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $565,000 house.
$565,000 Home at 2%
| 0% down | $2,088.35/mo |
| 5% down | $1,983.93/mo |
| 10% down | $1,879.52/mo |
| 15% down | $1,775.10/mo |
| 20% down | $1,670.68/mo |
| 25% down | $1,566.26/mo |
| 30% down | $1,461.85/mo |
| 35% down | $1,357.43/mo |
| 40% down | $1,253.01/mo |
| 45% down | $1,148.59/mo |
| 50% down | $1,044.18/mo |
$565,000 Home at 4%
| 0% down | $2,697.40/mo |
| 5% down | $2,562.53/mo |
| 10% down | $2,427.66/mo |
| 15% down | $2,292.79/mo |
| 20% down | $2,157.92/mo |
| 25% down | $2,023.05/mo |
| 30% down | $1,888.18/mo |
| 35% down | $1,753.31/mo |
| 40% down | $1,618.44/mo |
| 45% down | $1,483.57/mo |
| 50% down | $1,348.70/mo |
$565,000 Home at 6%
| 0% down | $3,387.46/mo |
| 5% down | $3,218.09/mo |
| 10% down | $3,048.71/mo |
| 15% down | $2,879.34/mo |
| 20% down | $2,709.97/mo |
| 25% down | $2,540.60/mo |
| 30% down | $2,371.22/mo |
| 35% down | $2,201.85/mo |
| 40% down | $2,032.48/mo |
| 45% down | $1,863.10/mo |
| 50% down | $1,693.73/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.