$529,000 Mortgage Loan Payments and Costs

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Loan Summary


Use the mortgage calculator to calculate the cost of buying a $529k home. Change the numbers to see different options. This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 529,000 dollar house? It depends. In addition to the mortgage payment, a home also has insurance, maintenance, and taxes. Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $529,000 house.
2% interest
0% down$1,955.29/mo
5% down$1,857.52/mo
10% down$1,759.76/mo
15% down$1,661.99/mo
20% down$1,564.23/mo
25% down$1,466.47/mo
30% down$1,368.70/mo
35% down$1,270.94/mo
40% down$1,173.17/mo
45% down$1,075.41/mo
50% down$977.64/mo
4% interest
0% down$2,525.53/mo
5% down$2,399.25/mo
10% down$2,272.97/mo
15% down$2,146.70/mo
20% down$2,020.42/mo
25% down$1,894.15/mo
30% down$1,767.87/mo
35% down$1,641.59/mo
40% down$1,515.32/mo
45% down$1,389.04/mo
50% down$1,262.76/mo
6% interest
0% down$3,171.62/mo
5% down$3,013.04/mo
10% down$2,854.46/mo
15% down$2,695.88/mo
20% down$2,537.30/mo
25% down$2,378.72/mo
30% down$2,220.14/mo
35% down$2,061.55/mo
40% down$1,902.97/mo
45% down$1,744.39/mo
50% down$1,585.81/mo
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.
What's the payment on a 529,000 house with a 20% down payment?
($423,200 loan. 30 year mortgage)
0.25%$1,220.31
0.50%$1,266.17
0.75%$1,313.13
1.00%$1,361.18
1.25%$1,410.32
1.50%$1,460.55
1.75%$1,511.85
2.00%$1,564.23
2.25%$1,617.67
2.50%$1,672.15
2.75%$1,727.68
3.00%$1,784.23
3.25%$1,841.79
3.50%$1,900.36
3.75%$1,959.91
4.00%$2,020.42
4.25%$2,081.89
4.50%$2,144.29
4.75%$2,207.61
5.00%$2,271.83
5.25%$2,336.93
5.50%$2,402.88
5.75%$2,469.68
6.00%$2,537.30
6.25%$2,605.72
6.50%$2,674.91
6.75%$2,744.87
7.00%$2,815.56
7.25%$2,886.97
7.50%$2,959.08
7.75%$3,031.86
8.00%$3,105.29
8.25%$3,179.36
8.50%$3,254.04
8.75%$3,329.32
9.00%$3,405.16
9.25%$3,481.56
9.50%$3,558.50
9.75%$3,635.94
10.00%$3,713.88
10.25%$3,792.30
10.50%$3,871.18
10.75%$3,950.49
11.00%$4,030.23
11.25%$4,110.38
11.50%$4,190.91
11.75%$4,271.82
12.00%$4,353.09