Use the mortgage calculator to calculate the cost of buying a $528k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.
Can I afford a 528,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.
How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.
How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $528,000 house.
$528,000 Home at 2%
| 0% down | $1,951.59/mo |
| 5% down | $1,854.01/mo |
| 10% down | $1,756.43/mo |
| 15% down | $1,658.85/mo |
| 20% down | $1,561.27/mo |
| 25% down | $1,463.69/mo |
| 30% down | $1,366.11/mo |
| 35% down | $1,268.53/mo |
| 40% down | $1,170.95/mo |
| 45% down | $1,073.37/mo |
| 50% down | $975.80/mo |
$528,000 Home at 4%
| 0% down | $2,520.75/mo |
| 5% down | $2,394.72/mo |
| 10% down | $2,268.68/mo |
| 15% down | $2,142.64/mo |
| 20% down | $2,016.60/mo |
| 25% down | $1,890.56/mo |
| 30% down | $1,764.53/mo |
| 35% down | $1,638.49/mo |
| 40% down | $1,512.45/mo |
| 45% down | $1,386.41/mo |
| 50% down | $1,260.38/mo |
$528,000 Home at 6%
| 0% down | $3,165.63/mo |
| 5% down | $3,007.35/mo |
| 10% down | $2,849.06/mo |
| 15% down | $2,690.78/mo |
| 20% down | $2,532.50/mo |
| 25% down | $2,374.22/mo |
| 30% down | $2,215.94/mo |
| 35% down | $2,057.66/mo |
| 40% down | $1,899.38/mo |
| 45% down | $1,741.09/mo |
| 50% down | $1,582.81/mo |
Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.